What is the reduction in Money Factor for using Multiple Security Deposits (MSD's). Previously when I used MSD I got a reduction of MF for each MSD as 0.0007. I was told the currently BMW for offers 0.0005 reduction. Can you please confirm if this is the correct?
What is the reduction in Money Factor for using Multiple Security Deposits (MSD's). Previously when I used MSD I got a reduction of MF for each MSD as 0.0007. I was told the currently BMW for offers 0.0005 reduction. Can you please confirm if this is the correct?
If available (and it isn't everywhere, we believe), the per SD reduction to the MF has been reduced to .00005
What is the reduction in Money Factor for using Multiple Security Deposits (MSD's). Previously when I used MSD I got a reduction of MF for each MSD as 0.0007. I was told the currently BMW for offers 0.0005 reduction. Can you please confirm if this is the correct?
If available (and it isn't everywhere, we believe), the per SD reduction to the MF has been reduced to .00005
It is available in CT and I was told it is now 0.0005. Thanks for confirming.
Any idea about how pricing works for Overseas Delivery. I have negotiated a lease for a 2019 530e Performance with a dealer here locally in the US.
I'm pretty sure that ED invoice is 5% lower than US invoice. There is no set discount, though. Additionally, the money factor is .00030 higher, though BMWFS covers one payment, to make up for the transit time.
Would someone be able to provide the BMW Select balloon payment percentages for the 530e for 36/48/60 months? Along with any promotional APR or rebates? Los Angeles, CA 90042
Would someone be able to provide the BMW Select balloon payment percentages for the 530e for 36/48/60 months? Along with any promotional APR or rebates? Los Angeles, CA 90042
$2000 loyalty, if you qualify
I don't have your region, but the regions I do have show 2.50% APR for the Select program. 39%/29%/20%
I am looking for a high mileage lease of a 2019 BMW M550i xDrive that will be run through my business for the tax benefit. Could you give me your assessment of their offer?
I am looking for a high mileage lease of a 2019 BMW M550i xDrive that will be run through my business for the tax benefit. Could you give me your assessment of their offer?
25,000 mile per year lease for 36 months
MSRP: $88,485
Sale Price: $85,618
Residual: $42,321
Trade In: None
Money Down: None
Rebate: $2000
Money Factor: 0.00222
$1638.56/month
Area Code: 45202
I don't have the 25K/yr residuals. but...
Money factor is marked up the maximum from .00182 base ($50/mo extra) 3% off MSRP isn't very good. Shoot for double that amount. (would be $90/mo. less)
I am looking for a high mileage lease of a 2019 BMW M550i xDrive that will be run through my business for the tax benefit. Could you give me your assessment of their offer?
25,000 mile per year lease for 36 months
MSRP: $88,485
Sale Price: $85,618
Residual: $42,321
Trade In: None
Money Down: None
Rebate: $2000
Money Factor: 0.00222
$1638.56/month
Area Code: 45202
You want to get a bigger discount from sticker … target 7% off MSRP
And, the MF is marked up the max allowed. Base rate is .00182, this month.
Hi, here is the offer I got for 530e xDrive (IL - 60564). Good deal?
Lease Term: 36/10 MSRP: $61,645 Sale Price: $58,386 Residual: $37,603 (61%) Total Cap Cost (including Taxes): $60,567.45 MF: 0.00182 Lease Credit: $1,000 Down: $0 Lease: $855/ Month
Appreciate your inputs
I get $817/mo. with that CAP. Are you sure they didn't mark up the money factor?
Thanks. They specifically sent me the money factor as 0.00182. My calculations came to 814 as well so I do need to ask them why this difference.
I would ask. Either the adjusted CAP is wrong or the money factor is marked up. Once you get the actual adjusted CAP, get an accounting of what went into it.
Hi, here is the offer I got for 530e xDrive (IL - 60564). Good deal?
Lease Term: 36/10 MSRP: $61,645 Sale Price: $58,386 Residual: $37,603 (61%) Total Cap Cost (including Taxes): $60,567.45 MF: 0.00182 Lease Credit: $1,000 Down: $0 Lease: $855/ Month
Appreciate your inputs
I get $817/mo. with that CAP. Are you sure they didn't mark up the money factor?
Thanks. They specifically sent me the money factor as 0.00182. My calculations came to 814 as well so I do need to ask them why this difference.
I would ask. Either the adjusted CAP is wrong or the money factor is marked up. Once you get the actual adjusted CAP, get an accounting of what went into it.
Here is what they sent me in email -
Below is our dealer detail page on the 530e lease we ran.
Please let us know if you have any questions.
Amount Due at Signing 1st Month Payment 855.84 Security Deposits 0.00 Acquisition Fee 0.00 Fees & Insurance 396.94 Upfront Taxes 0.00 Cap Reduction (Cash) 0.00 Total Inception Fees 1,252.78
Payment Information Final Payment 855.84
Profit Vehicle Profit -500.00
Rate Information Retention Rate 0.00182
Residual Information MSRP 61,645.00 Residual (Base) 58.00 Residual (Bump) % 3.00 Total Residual 37,603.45 Purchase Option 37,603.45
Capitalized Cost Breakdown Vehicle Cost 58,586.96 Vehicle Profit -500.00 Option Price 299.00 Total Selling Price 58,385.96 Acquisition Fee 925.00 Fees & Insurance 0.00 - Cap Reduction (Cash) 0.00 - Trade In 0.00 - Customer Rebate 1,000.00 Total Capital Reduction -1,000.00 Capital Cost 58,310.96 Capped Taxes 2,256.78 Total Capital Cost: 60,567.74
Tax Breakdown Type Amt Rate Paid Upfront Tax 2,256.78 7.0000 Capped
Mileage Information Allowed Miles Per Year 10,000 Mileage Program 10,000 Add. Purchased Miles per Yr 0.00 Additional Miles Chrg 0.20 Total Mileage Chrg 0.00 Total Mileage Allowed 30,000 Excess Mileage Chrg 0.25 Odometer 9
Hi, here is the offer I got for 530e xDrive (IL - 60564). Good deal?
Lease Term: 36/10 MSRP: $61,645 Sale Price: $58,386 Residual: $37,603 (61%) Total Cap Cost (including Taxes): $60,567.45 MF: 0.00182 Lease Credit: $1,000 Down: $0 Lease: $855/ Month
Appreciate your inputs
I get $817/mo. with that CAP. Are you sure they didn't mark up the money factor?
Thanks. They specifically sent me the money factor as 0.00182. My calculations came to 814 as well so I do need to ask them why this difference.
I would ask. Either the adjusted CAP is wrong or the money factor is marked up. Once you get the actual adjusted CAP, get an accounting of what went into it.
Here is what they sent me in email -
Below is our dealer detail page on the 530e lease we ran.
Please let us know if you have any questions.
Amount Due at Signing 1st Month Payment 855.84 Security Deposits 0.00 Acquisition Fee 0.00 Fees & Insurance 396.94 Upfront Taxes 0.00 Cap Reduction (Cash) 0.00 Total Inception Fees 1,252.78
Payment Information Final Payment 855.84
Profit Vehicle Profit -500.00
Rate Information Retention Rate 0.00182
Residual Information MSRP 61,645.00 Residual (Base) 58.00 Residual (Bump) % 3.00 Total Residual 37,603.45 Purchase Option 37,603.45
Capitalized Cost Breakdown Vehicle Cost 58,586.96 Vehicle Profit -500.00 Option Price 299.00 Total Selling Price 58,385.96 Acquisition Fee 925.00 Fees & Insurance 0.00 - Cap Reduction (Cash) 0.00 - Trade In 0.00 - Customer Rebate 1,000.00 Total Capital Reduction -1,000.00 Capital Cost 58,310.96 Capped Taxes 2,256.78 Total Capital Cost: 60,567.74
Tax Breakdown Type Amt Rate Paid Upfront Tax 2,256.78 7.0000 Capped
Mileage Information Allowed Miles Per Year 10,000 Mileage Program 10,000 Add. Purchased Miles per Yr 0.00 Additional Miles Chrg 0.20 Total Mileage Chrg 0.00 Total Mileage Allowed 30,000 Excess Mileage Chrg 0.25 Odometer 9
Note that their last communication didn't include the money factor. .00182 MF = $816.57 .00222 MF = $855.84 (maximum MF markup)
Hi there! This is my first time trying to lease a hybrid vehicle, BMW 530e. The deal I got from my local dealership is awful but I do not know the right approach to negotiate. I also don't know if I should call a bunch of dealerships further away?
Please provide any suggestion or advice. Thank you very much.
I understand many factors go into getting the final number calculated. From this point on, should I even bother keeping conversation going with the dealership?
Hi, here is the offer I got for 530e xDrive (IL - 60564). Good deal?
Lease Term: 36/10 MSRP: $61,645 Sale Price: $58,386 Residual: $37,603 (61%) Total Cap Cost (including Taxes): $60,567.45 MF: 0.00182 Lease Credit: $1,000 Down: $0 Lease: $855/ Month
Appreciate your inputs
I get $817/mo. with that CAP. Are you sure they didn't mark up the money factor?
Thanks. They specifically sent me the money factor as 0.00182. My calculations came to 814 as well so I do need to ask them why this difference.
I would ask. Either the adjusted CAP is wrong or the money factor is marked up. Once you get the actual adjusted CAP, get an accounting of what went into it.
Here is what they sent me in email -
Below is our dealer detail page on the 530e lease we ran.
Please let us know if you have any questions.
Amount Due at Signing 1st Month Payment 855.84 Security Deposits 0.00 Acquisition Fee 0.00 Fees & Insurance 396.94 Upfront Taxes 0.00 Cap Reduction (Cash) 0.00 Total Inception Fees 1,252.78
Payment Information Final Payment 855.84
Profit Vehicle Profit -500.00
Rate Information Retention Rate 0.00182
Residual Information MSRP 61,645.00 Residual (Base) 58.00 Residual (Bump) % 3.00 Total Residual 37,603.45 Purchase Option 37,603.45
Capitalized Cost Breakdown Vehicle Cost 58,586.96 Vehicle Profit -500.00 Option Price 299.00 Total Selling Price 58,385.96 Acquisition Fee 925.00 Fees & Insurance 0.00 - Cap Reduction (Cash) 0.00 - Trade In 0.00 - Customer Rebate 1,000.00 Total Capital Reduction -1,000.00 Capital Cost 58,310.96 Capped Taxes 2,256.78 Total Capital Cost: 60,567.74
Tax Breakdown Type Amt Rate Paid Upfront Tax 2,256.78 7.0000 Capped
Mileage Information Allowed Miles Per Year 10,000 Mileage Program 10,000 Add. Purchased Miles per Yr 0.00 Additional Miles Chrg 0.20 Total Mileage Chrg 0.00 Total Mileage Allowed 30,000 Excess Mileage Chrg 0.25 Odometer 9
Note that their last communication didn't include the money factor. .00182 MF = $816.57 .00222 MF = $855.84 (maximum MF markup)
I think that is your answer. Just math..
Ha! Thanks so much. I saw Retention Rate as 0.00182 and naively assumed. Thanks again
Hi there! This is my first time trying to lease a hybrid vehicle, BMW 530e. The deal I got from my local dealership is awful but I do not know the right approach to negotiate. I also don't know if I should call a bunch of dealerships further away?
Please provide any suggestion or advice. Thank you very much.
I understand many factors go into getting the final number calculated. From this point on, should I even bother keeping conversation going with the dealership?
Thank you!
They "hybrid" part has nothing to do with your deal. The programs for the hybrid and gas models are the same. (other than you may get a rebate from CA on the hybrid).
.00182 MF and 61% residual The money factor is marked up the maximum. That adds $36/mo.+tax to your deal.
Otherwise, it's not a bad deal, given the lease program.
Hi there! This is my first time trying to lease a hybrid vehicle, BMW 530e. The deal I got from my local dealership is awful but I do not know the right approach to negotiate. I also don't know if I should call a bunch of dealerships further away?
Please provide any suggestion or advice. Thank you very much.
I understand many factors go into getting the final number calculated. From this point on, should I even bother keeping conversation going with the dealership?
Thank you!
They "hybrid" part has nothing to do with your deal. The programs for the hybrid and gas models are the same. (other than you may get a rebate from CA on the hybrid).
.00182 MF and 61% residual The money factor is marked up the maximum. That adds $36/mo.+tax to your deal.
Otherwise, it's not a bad deal, given the lease program.
Thank you very much. So it sounds like I could 1) ask them to lower MF to 0.00182 then that will drop my payment by $36, and 2) ask for more dealer discount? Currently it's around 8%.
Is there anything else I can try to do for this to be a good deal?
Hi there! This is my first time trying to lease a hybrid vehicle, BMW 530e. The deal I got from my local dealership is awful but I do not know the right approach to negotiate. I also don't know if I should call a bunch of dealerships further away?
Please provide any suggestion or advice. Thank you very much.
I understand many factors go into getting the final number calculated. From this point on, should I even bother keeping conversation going with the dealership?
Thank you!
They "hybrid" part has nothing to do with your deal. The programs for the hybrid and gas models are the same. (other than you may get a rebate from CA on the hybrid).
.00182 MF and 61% residual The money factor is marked up the maximum. That adds $36/mo.+tax to your deal.
Otherwise, it's not a bad deal, given the lease program.
Thank you very much. So it sounds like I could 1) ask them to lower MF to 0.00182 then that will drop my payment by $36, and 2) ask for more dealer discount? Currently it's around 8%.
Is there anything else I can try to do for this to be a good deal?
One other thing you can do (that I'm doing as well) - buy a 3 year membership to BMWCCA for $134. Once you lease the car, you can get a $1,000 rebate from them. This isn't related to your lease transaction with the dealer.
Comments
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Previously when I used MSD I got a reduction of MF for each MSD as 0.0007. I was told the currently BMW for offers 0.0005 reduction.
Can you please confirm if this is the correct?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Additionally, the money factor is .00030 higher, though BMWFS covers one payment, to make up for the transit time.
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.00166 MF and 58% residual
No incentives
How bout them Cats?!!
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.00186 would be marked up.
Loyalty is loyalty. That doesn't come out of the dealer's pocket.
$2000 is correct
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Is there any dealer cash on 2018 or 2019 540ix?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00166 MF and 58% residual
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2018 model discussion is here:
https://forums.edmunds.com/discussion/44735/bmw/5-series/2018-bmw-5-series-lease-deals-and-prices#latest
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2019 530i
15/36
zip: 75219
2019 540i
15/36
zip: 75219
Thanks!
58% residual
either model
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I don't have your region, but the regions I do have show 2.50% APR for the Select program.
39%/29%/20%
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.00182 MF and 58% residual
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.00182 MF and 60% residual
$1000 lease credit
Either model
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Looks like the MF went up in Oct for 2019 models. Any loyalty credit on 2019? Thanks!
The lease credit I gave was wrong... No lease credit on the 2019 model
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I am looking for a high mileage lease of a 2019 BMW M550i xDrive that will be run through my business for the tax benefit. Could you give me your assessment of their offer?
25,000 mile per year lease for 36 months
MSRP: $88,485
Sale Price: $85,618
Residual: $42,321
Trade In: None
Money Down: None
Rebate: $2000
Money Factor: 0.00222
$1638.56/month
Area Code: 45202
Lease Term: 36/10
MSRP: $61,645
Sale Price: $58,386
Residual: $37,603 (61%)
Total Cap Cost (including Taxes): $60,567.45
MF: 0.00182
Lease Credit: $1,000
Down: $0
Lease: $855/ Month
Appreciate your inputs
Money factor is marked up the maximum from .00182 base ($50/mo extra)
3% off MSRP isn't very good. Shoot for double that amount. (would be $90/mo. less)
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Are you sure they didn't mark up the money factor?
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And, the MF is marked up the max allowed. Base rate is .00182, this month.
Not a good deal, even with the extra miles.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Once you get the actual adjusted CAP, get an accounting of what went into it.
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Below is our dealer detail page on the 530e lease we ran.
Please let us know if you have any questions.
Amount Due at Signing
1st Month Payment 855.84
Security Deposits 0.00
Acquisition Fee 0.00
Fees & Insurance 396.94
Upfront Taxes 0.00
Cap Reduction (Cash) 0.00
Total Inception Fees 1,252.78
Payment Information
Final Payment 855.84
Profit
Vehicle Profit -500.00
Rate Information
Retention Rate 0.00182
Residual Information
MSRP 61,645.00
Residual (Base) 58.00
Residual (Bump) % 3.00
Total Residual 37,603.45
Purchase Option 37,603.45
Capitalized Cost Breakdown
Vehicle Cost 58,586.96
Vehicle Profit -500.00
Option Price 299.00
Total Selling Price 58,385.96
Acquisition Fee 925.00
Fees & Insurance 0.00
- Cap Reduction (Cash) 0.00
- Trade In 0.00
- Customer Rebate 1,000.00
Total Capital Reduction -1,000.00
Capital Cost 58,310.96
Capped Taxes 2,256.78
Total Capital Cost: 60,567.74
Tax Breakdown
Type Amt Rate Paid
Upfront Tax 2,256.78
7.0000 Capped
Mileage Information
Allowed Miles Per Year 10,000
Mileage Program 10,000
Add. Purchased Miles per Yr 0.00
Additional Miles Chrg 0.20
Total Mileage Chrg 0.00
Total Mileage Allowed 30,000
Excess Mileage Chrg 0.25
Odometer 9
.00182 MF = $816.57
.00222 MF = $855.84 (maximum MF markup)
I think that is your answer. Just math..
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Please provide any suggestion or advice. Thank you very much.
2019 BMW 530e (Zip: 94539, CA)
Lease term: 36 months with 10k/yr
MSRP: $57,795
Discount: ($4,797)
Residual Value $35,254
MF: 0.00222
Sign-in with $0 money down: $1,584
Monthly Payment $773 (tax included)
I understand many factors go into getting the final number calculated. From this point on, should I even bother keeping conversation going with the dealership?
Thank you!
(other than you may get a rebate from CA on the hybrid).
.00182 MF and 61% residual
The money factor is marked up the maximum.
That adds $36/mo.+tax to your deal.
Otherwise, it's not a bad deal, given the lease program.
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60%/66% residual
Add 1% to residual for 10K/yr
You should always take the mileage allowance that you need.
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Is there anything else I can try to do for this to be a good deal?