2015 BMW 3-Series Lease Questions

kyfdx · September 2015

tacobooboo said:
Any indication how much RV and MF will change in October for '15s?

Nope

pkelly944 · September 2015

kyfdx said:

pkelly944 said:
Hey Guys,

I am looking at 2 328i demo cars today. Can you give me the residual % to start at and the money factor for each?

2015 328i
5,339 miles
MSRP: $49,450
Tech, Sport, Premium, Driver Assistance Packages.
Listed Price: $42,922

2015 328i
5,956 miles,
MSRP: $47,100
Premium, Driver Assist Packages, Options: Nav, Enhanced Bluetooth
Listed Price $38,999

They are both "Elite". I am assuming I can negotiate the price further. I always lease and can calculate, but never looked at a demo vehicle before.

Thanks in advance!
.00130 MF and 61% residual for 36mo, 15K/yr. $1500 buildout cash.

You have to reduce the residual to account for the mileage. I think it's $0.20/mile, but check with the dealer.

Thanks.

This is what I was just offered.

2015 328i, 36/12k
MSRP: $49,550
Miles: 3,802
Selling Price: $39,866
Residual: $30,556.10 (61.67%)
Upfront fees & tax: $350.47
Capped Doc Fee $578.40
MF: .00170 (Said this is what they quote, will be lower with good credit, which is fine for calc purposes)

With paying first payment, fees and a cap reduction ($189.43), $1,000 total out of pocket, they are saying $459.99 including tax (7% in FL per month)

I am calculating $416.37 including tax. Where am I missing the difference (My Calcs below)

MSRP $49,550.00
Reduction $9,684.00
Sales Price $39,866.00

Residual % 61.67%
Residual Value $30,556.10

Base Paid $9,309.90
Cap Cost Addition $578.40
Capitalized Amount $9,888
Cap Cost Reduction $189.54
Cap Cost $9,699

Term 36
MF 0.0017

Lease Fee/Month $120
Base Payment $269.41
Payment w/ MF $389.13
Tax % 7%
Final Payment $416.37

leetfeat · September 2015

Is this a good deal for a 328i xDrive with Navigation and Driver assist package?

Terms: 36 months 10k/year
MSRP: $45900
Residual: 64% ($29376)
Sale price: $38122
Money Factor: .00121
Cap cost reduction: $2000
MSDs: $2800
Monthly payment: $399.53.
Monthly use tax: $24.38

Thanks.

kyfdx · September 2015

pkelly944 said:

kyfdx said:

pkelly944 said:
Hey Guys,

I am looking at 2 328i demo cars today. Can you give me the residual % to start at and the money factor for each?

2015 328i
5,339 miles
MSRP: $49,450
Tech, Sport, Premium, Driver Assistance Packages.
Listed Price: $42,922

2015 328i
5,956 miles,
MSRP: $47,100
Premium, Driver Assist Packages, Options: Nav, Enhanced Bluetooth
Listed Price $38,999

They are both "Elite". I am assuming I can negotiate the price further. I always lease and can calculate, but never looked at a demo vehicle before.

Thanks in advance!
.00130 MF and 61% residual for 36mo, 15K/yr. $1500 buildout cash.

You have to reduce the residual to account for the mileage. I think it's $0.20/mile, but check with the dealer.
Thanks.

This is what I was just offered.

2015 328i, 36/12k
MSRP: $49,550
Miles: 3,802
Selling Price: $39,866
Residual: $30,556.10 (61.67%)
Upfront fees & tax: $350.47
Capped Doc Fee $578.40
MF: .00170 (Said this is what they quote, will be lower with good credit, which is fine for calc purposes)

With paying first payment, fees and a cap reduction ($189.43), $1,000 total out of pocket, they are saying $459.99 including tax (7% in FL per month)

I am calculating $416.37 including tax. Where am I missing the difference (My Calcs below)

MSRP $49,550.00
Reduction $9,684.00
Sales Price $39,866.00

Residual % 61.67%
Residual Value $30,556.10

Base Paid $9,309.90
Cap Cost Addition $578.40
Capitalized Amount $9,888
Cap Cost Reduction $189.54
Cap Cost $9,699

Term 36
MF 0.0017

Lease Fee/Month $120
Base Payment $269.41
Payment w/ MF $389.13
Tax % 7%
Final Payment $416.37

$925 acquisition fee must be capped, as well.
Don't assume the .00170 MF will go down. Top tier credit is .00130 and maximum markup is .00040, so you can do the math.

Looks like you get 500 free miles, then the rest reduce the residual by $0.20/mile.

kyfdx · September 2015

leetfeat said:
Is this a good deal for a 328i xDrive with Navigation and Driver assist package?

Terms: 36 months 10k/year
MSRP: $45900
Residual: 64% ($29376)
Sale price: $38122
Money Factor: .00121
Cap cost reduction: $2000
MSDs: $2800
Monthly payment: $399.53.
Monthly use tax: $24.38

Thanks.

Well.. they marked up your money factor the maximum, before applying the MSD reduction. Otherwise, the MF would be .00081.

What is the total amount due at signing?

pkelly944 · September 2015

kyfdx said:

pkelly944 said:

kyfdx said:

pkelly944 said:
Hey Guys,

I am looking at 2 328i demo cars today. Can you give me the residual % to start at and the money factor for each?

2015 328i
5,339 miles
MSRP: $49,450
Tech, Sport, Premium, Driver Assistance Packages.
Listed Price: $42,922

2015 328i
5,956 miles,
MSRP: $47,100
Premium, Driver Assist Packages, Options: Nav, Enhanced Bluetooth
Listed Price $38,999

They are both "Elite". I am assuming I can negotiate the price further. I always lease and can calculate, but never looked at a demo vehicle before.

Thanks in advance!
.00130 MF and 61% residual for 36mo, 15K/yr. $1500 buildout cash.

You have to reduce the residual to account for the mileage. I think it's $0.20/mile, but check with the dealer.
Thanks.

This is what I was just offered.

2015 328i, 36/12k
MSRP: $49,550
Miles: 3,802
Selling Price: $39,866
Residual: $30,556.10 (61.67%)
Upfront fees & tax: $350.47
Capped Doc Fee $578.40
MF: .00170 (Said this is what they quote, will be lower with good credit, which is fine for calc purposes)

With paying first payment, fees and a cap reduction ($189.43), $1,000 total out of pocket, they are saying $459.99 including tax (7% in FL per month)

I am calculating $416.37 including tax. Where am I missing the difference (My Calcs below)

MSRP $49,550.00
Reduction $9,684.00
Sales Price $39,866.00

Residual % 61.67%
Residual Value $30,556.10

Base Paid $9,309.90
Cap Cost Addition $578.40
Capitalized Amount $9,888
Cap Cost Reduction $189.54
Cap Cost $9,699

Term 36
MF 0.0017

Lease Fee/Month $120
Base Payment $269.41
Payment w/ MF $389.13
Tax % 7%
Final Payment $416.37

$925 acquisition fee must be capped, as well.
Don't assume the .00170 MF will go down. Top tier credit is .00130 and maximum markup is .00040, so you can do the math.

Looks like you get 500 free miles, then the rest reduce the residual by $0.20/mile.

Thanks, I am still getting lower payments with the acq fee, $447 compare too $459 on the .0017 MF (I found an error in my math above)

MSRP $49,550
Discount $9,684
Sale Price $39,866
Cap Cost Addition $1,503 (925 + 578)
Net Cap Cost $41,369

Residual $30,556
Cash Down $189

Base Payment Total $10,624
Term 36
Money Factor 0.0017
Lease Fee $122

Total Payment $417
Pmt w/ 7% Tax $447

EDIT: It looks like they are including the Upfront ($350) in the capped amount in order to get to the 459 w tax payment

juny916 · September 2015

Michaell said:

juny916 said:

Michaell said:

juny916 said:
Can you please give me the residual rates for a 328ix and 328d wagons for 12k/15k and available incentives? Can the build outcash and eco credit be combined? Are these rates for the wagons and sedans the same? Also, any word on the September 2015 rates?
September numbers:

328xi Wagon - .00130 and 64% / 62%. $1500 buildout credit
328xd Wagon - .00130 and 63% / 61%. $1500 buildout credit and $500 eco credit; can be combined.

Residuals are different for the sedans - 1% less on the residual.
Hi,

Can I get some feedback on a quote on a new 2015 328i Wagon?

M-sport
Premium
Technology
Drivers Assistance
Lighting
Cold Weather

MSRP
$56,735

Selling Price
$48,000

Money Factor 0.0013
36/12k
Residual 64%
Acquisition rolled into lease
$80 doc fee
8% tax
Drive off $950.62

I'm also working a deal with a very similar car but a 328d wagon. I haven't got a lease quote yet, but they're down to $47,545 on a MSRP of $56,840. I think they payment will be about the same accounting for the lower selling price, but lower residual value.

Now I'm just considering the diesel's fuel savings vs the driving characteristics of the gas engine.
328xi wagon - $498/mo with tax
328xd wagon - $498/mo with tax

So, no difference between the two. Just a matter of which engine you'll like better.

I ended up going with the gas engine, it just feels a little smoother than the diesel. I know I'll be kicking myself down the road once I start thinking about all the money I'd save with diesel. I was also able to get the dealer to get my payments down to $500.00 with tax without changing any of the details above. They really must be trying to move these things.

This forum is a great resource and really helped me with the process. Thanks for all you're help.

leetfeat · September 2015

kyfdx said:

leetfeat said:
Is this a good deal for a 328i xDrive with Navigation and Driver assist package?

Terms: 36 months 10k/year
MSRP: $45900
Residual: 64% ($29376)
Sale price: $38122
Money Factor: .00121
Cap cost reduction: $2000
MSDs: $2800
Monthly payment: $399.53.
Monthly use tax: $24.38

Thanks.
Well.. they marked up your money factor the maximum, before applying the MSD reduction. Otherwise, the MF would be .00081.

What is the total amount due at signing?

Total due at signing is $4124.00

What do you think? Good or bad?

jprt2015 · September 2015

Hello, I am trying to see about getting out of a lease. We leased a 2014 CLA and have had so many issues, the car is costing more to keep. We went to BMW. Location is Suitland, MD.

They offered a trade value for 27k. The payoff is 33000. -6000 equity.
They quoted us for a 3 series 328i x-drive Loaner Lease:
MSRP:45100.00
Sales Price: 37000.00
MF at .00130 (after negotiating) and Residual ? (they have it as 27784). 0 down. $640 a month.
36 months and 10k miles

What is the current MF and RV? They said they didn't offer 39 months. Is there a way to get this any lower? I tried with the dealer and they went from .00150 to .00130. But said there was absolutely nothing else they could do.

I am new to negotiating leases. I still kinda don't get how to negotiate. Being my second time, they always say, this is a set rate by the manufacturer and it cannot be changed.

Any help is greatly appreciated.

kyfdx · September 2015

juny916 said:

Michaell said:

juny916 said:

Michaell said:

juny916 said:
Can you please give me the residual rates for a 328ix and 328d wagons for 12k/15k and available incentives? Can the build outcash and eco credit be combined? Are these rates for the wagons and sedans the same? Also, any word on the September 2015 rates?
September numbers:

328xi Wagon - .00130 and 64% / 62%. $1500 buildout credit
328xd Wagon - .00130 and 63% / 61%. $1500 buildout credit and $500 eco credit; can be combined.

Residuals are different for the sedans - 1% less on the residual.
Hi,

Can I get some feedback on a quote on a new 2015 328i Wagon?

M-sport
Premium
Technology
Drivers Assistance
Lighting
Cold Weather

MSRP
$56,735

Selling Price
$48,000

Money Factor 0.0013
36/12k
Residual 64%
Acquisition rolled into lease
$80 doc fee
8% tax
Drive off $950.62

I'm also working a deal with a very similar car but a 328d wagon. I haven't got a lease quote yet, but they're down to $47,545 on a MSRP of $56,840. I think they payment will be about the same accounting for the lower selling price, but lower residual value.

Now I'm just considering the diesel's fuel savings vs the driving characteristics of the gas engine.
328xi wagon - $498/mo with tax
328xd wagon - $498/mo with tax

So, no difference between the two. Just a matter of which engine you'll like better.
I ended up going with the gas engine, it just feels a little smoother than the diesel. I know I'll be kicking myself down the road once I start thinking about all the money I'd save with diesel. I was also able to get the dealer to get my payments down to $500.00 with tax without changing any of the details above. They really must be trying to move these things.

This forum is a great resource and really helped me with the process. Thanks for all you're help.

Congrats on the new car!

kyfdx · September 2015

leetfeat said:

kyfdx said:

leetfeat said:
Is this a good deal for a 328i xDrive with Navigation and Driver assist package?

Terms: 36 months 10k/year
MSRP: $45900
Residual: 64% ($29376)
Sale price: $38122
Money Factor: .00121
Cap cost reduction: $2000
MSDs: $2800
Monthly payment: $399.53.
Monthly use tax: $24.38

Thanks.
Well.. they marked up your money factor the maximum, before applying the MSD reduction. Otherwise, the MF would be .00081.

What is the total amount due at signing?
Total due at signing is $4124.00

What do you think? Good or bad?

I can't come up with their number. Really need to know the final CAP cost they are basing the payments on.

kyfdx · September 2015

jprt2015 said:
Hello, I am trying to see about getting out of a lease. We leased a 2014 CLA and have had so many issues, the car is costing more to keep. We went to BMW. Location is Suitland, MD.

They offered a trade value for 27k. The payoff is 33000. -6000 equity.
They quoted us for a 3 series 328i x-drive Loaner Lease:
MSRP:45100.00
Sales Price: 37000.00
MF at .00130 (after negotiating) and Residual ? (they have it as 27784). 0 down. $640 a month.
36 months and 10k miles

What is the current MF and RV? They said they didn't offer 39 months. Is there a way to get this any lower? I tried with the dealer and they went from .00150 to .00130. But said there was absolutely nothing else they could do.

I am new to negotiating leases. I still kinda don't get how to negotiate. Being my second time, they always say, this is a set rate by the manufacturer and it cannot be changed.

Any help is greatly appreciated.

The $6000 negative equity is killing you. That adds $175/mo. to the new lease.

Isn't the Mercedes under warranty? I'd just ride it out.

.00130 MF and 64% residual (reduced by $0.20/mi. for current mileage on vehicle).

jprt2015 · September 2015

Yeah, looks like Mercedes lied about their competitive price, so we have no choice but to ride it out. Most likely upgrade the suspensions and hopefully resolve any more money thrown away at run flats miraculously developing bumps every 6 months. Thanks for the advice and assistance.

cjalagam · September 2015

You guys are awesome. May i know what are the MF and Residuals for a 328xi GT 2015.

Thanks!

Michaell · September 2015

cjalagam said:
You guys are awesome. May i know what are the MF and Residuals for a 328xi GT 2015.

Thanks!

.00130 and 62% for 36/15. $1500 buildout cash.

cjalagam · September 2015

MSRP: $50950
Vehicle: 328 I Gran Turismo 2015
Final Sale Price: 45,795
Cash Down: documentation + all other fees + first month payment = $2000
36 Months 12K miles
MSD = $1500

Offered= $459 per month

Can you please validate if the numbers are looking okay. I really want it to be at $450, Is there any scope ?

Michaell · September 2015

cjalagam said:
MSRP: $50950
Vehicle: 328 I Gran Turismo 2015
Final Sale Price: 45,795
Cash Down: documentation + all other fees + first month payment = $2000
36 Months 12K miles
MSD = $1500

Offered= $459 per month

Can you please validate if the numbers are looking okay. I really want it to be at $450, Is there any scope ?

.00130 and 64%. $1500 buildout credit available.

If the sale price is the cap cost, and we reduce the MF by .00021 to account for the 3 MSDs, I get a payment of $452/mo plus tax.

What state is this and what is the tax rate?

I would see if there is any more room to come down on the price ...

cjalagam · September 2015

My bad..It's NJ. 7% sales tax.

Michaell · September 2015

cjalagam said:
My bad..It's NJ. 7% sales tax.

NJ collects the sales tax up front; you can either pay it at lease signing or roll it into the cap cost.

Find out from the dealer if your $2000 covers the tax obligation.

andy187 · September 2015

2015 BMW 328xi. Sports Package. Tech Package, Lightning Package
MSRP $48,840
SP $39,900
36 Months Lease 12k Miles
MF 0.00130 and Residual is 63%
$419 Sign and Drive Is this good deal? Picking car tomorrow.

kyfdx · September 2015

andy187 said:
2015 BMW 328xi. Sports Package. Tech Package, Lightning Package
MSRP $48,840
SP $39,900
36 Months Lease 12k Miles
MF 0.00130 and Residual is 63%
$419 Sign and Drive Is this good deal? Picking car tomorrow.

The payment looks great. Do you know the CAP cost, since you are rolling everything in?

State and tax rate?

smp6289 · September 2015

Hi, about to pull the trigger on a 2015 328i xdrive on Monday and wanted to see how I did:

MSRP: $51050 (Lighting, premium, cold weather, luxury, park assistance and nav)
Selling Price: Around $44k but can't remember the exact # atm
36 months, 10k miles
MF: .00150
Residual: 65%
Sign and drive $498/month (taxes and fees all rolled in)

How did I do? Also, with top tier credit, should the money factor be any better? Thanks!

Michaell · September 2015

smp6289 said:
Hi, about to pull the trigger on a 2015 328i xdrive on Monday and wanted to see how I did:

MSRP: $51050 (Lighting, premium, cold weather, luxury, park assistance and nav)
Selling Price: Around $44k but can't remember the exact # atm
36 months, 10k miles
MF: .00150
Residual: 65%
Sign and drive $498/month (taxes and fees all rolled in)

How did I do? Also, with top tier credit, should the money factor be any better? Thanks!

Base MF is .00130, so that's marked up a bit on you.

slimaw1 · September 2015

Hi guys,

This site is such a wealth of knowledge. Thank you.

I'm looking at getting my first BMW - Here's what I know regarding the car I'm looking at:

2015 328i MSRP $46245.
I'm looking at doing 36 Month/12K. Invoice price at 40100. Tax is in Texas at 6.25.

I appreciate your help.

Board-O · September 2015

My lease is nearing completion on a 2013 328i. The dealers near me have been calling on my interest in doing a pull-ahead on the 4 remaining payments to get into a new car. At first I wasn't sure that I wanted another BMW, but after doing a bit of research it seems like there may be great deals to be had on remaining stock 2015s.

Given that people typically aim for invoice + $500 or so on 'current' model years (roughly 8% off MSRP), am I dreaming if I think I can get a 2015 for 15% off MSRP (including the $1,000 credit currently being offered)?

My current 328 is pretty simple (Sport line, Sensa-Tec, no NAV), so I'd either want to get into a 335 or a well-optioned 328. If I can achieve my desired discount, I'd actually be looking at a lower monthly payment than on my current 328.

Thanks!

kyfdx · September 2015

slimaw1 said:
Hi guys,

This site is such a wealth of knowledge. Thank you.

I'm looking at getting my first BMW - Here's what I know regarding the car I'm looking at:

2015 328i MSRP $46245.
I'm looking at doing 36 Month/12K. Invoice price at 40100. Tax is in Texas at 6.25.

I appreciate your help.

.00130 MF and 63% residual. $1500 buildout cash.

Not sure what you mean by invoice price. Is that an offered selling price?

pjp100 · September 2015

Looking for residual and MF for a 2016 340i xdrive lease - 36/10,000.

Thx

Michaell · September 2015

pjp100 said:
Looking for residual and MF for a 2016 340i xdrive lease - 36/10,000.

Thx

.00130 and 62%

abhiku · September 2015

Hello Admin,

Is this correct for Sep? I locked in Sep rates.

2015 320i -

24/10K-69%
36/10K-64% - dealer is telling me it's 63% for 36m.

greenthree · October 2015

Hi Kyfdx & Michaell

I have a 2013 328 xi with 10 remaining payments. I'd like to get into a 15 or 16 328 xi ASAP. Do you think I will get the best possible dealer offer with 0 payments left? Or do you think I could get just as good of a dealer offer with say 4 payments to go and dealer covers 4 remaining payments through "pull ahead program?"

Also, would like to hear your thoughts on this deal I was quoted yesterday:

2015 328 xi
MSRP 52,885
selling price 47,950
residual 64%
MF .00130
2000 down covers first payment, lease acquisition fee, doc fee and plates
3 year lease, 10K miles per year
$499 monthly payment + 6.25% Mass state sales tax

What is the invoice on this car, and how do I find it?

What should my monthly payment be in above deal if 12K miles per year instead of 10K miles per year?

Good deal?

Thanks so much for your helpful insight and advice!

kyfdx · October 2015

abhiku said:
Hello Admin,

Is this correct for Sep? I locked in Sep rates.

2015 320i -

24/10K-69%
36/10K-64% - dealer is telling me it's 63% for 36m.

63% is correct.

kyfdx · October 2015

greenthree said:
Hi Kyfdx & Michaell

I have a 2013 328 xi with 10 remaining payments. I'd like to get into a 15 or 16 328 xi ASAP. Do you think I will get the best possible dealer offer with 0 payments left? Or do you think I could get just as good of a dealer offer with say 4 payments to go and dealer covers 4 remaining payments through "pull ahead program?"

Also, would like to hear your thoughts on this deal I was quoted yesterday:

2015 328 xi
MSRP 52,885
selling price 47,950
residual 64%
MF .00130
2000 down covers first payment, lease acquisition fee, doc fee and plates
3 year lease, 10K miles per year
$499 monthly payment + 6.25% Mass state sales tax

What is the invoice on this car, and how do I find it?

What should my monthly payment be in above deal if 12K miles per year instead of 10K miles per year?

Good deal?

Thanks so much for your helpful insight and advice!

I think you'll take a major hit, trading in your lease early.

The quoted deal is okay. Doesn't look like any markups, but there is a $1500 incentive on this vehicle, so the true discount is about $3400. You might be able to do better than that.

You can get the invoice price by building the vehicle using the Make/Model/Year tabs at the top of the page.

Going to 12K/yr will add about $12/mo.+tax

andy187 · October 2015

kyfdx said:

andy187 said:
2015 BMW 328xi. Sports Package. Tech Package, Lightning Package
MSRP $48,840
SP $39,900
36 Months Lease 12k Miles
MF 0.00130 and Residual is 63%
$419 Sign and Drive Is this good deal? Picking car tomorrow.
The payment looks great. Do you know the CAP cost, since you are rolling everything in?

State and tax rate?

MSRP: $48,840
SP: $39,900
Cap Cost: $42,416 (With tax and other fees)
MF: 0.00090
12k Miles. 63% Residual

MSD: $2800

36 Monthly Payment of $389.00.

greenthree · October 2015

kyfdx said:

Hi Kyfdx & Michaell I have a 2013 328 xi with 10 remaining payments. I'd like to get into a 15 or 16 328 xi ASAP. Do you think I will get the best possible dealer offer with 0 payments left? Or do you think I could get just as good of a dealer offer with say 4 payments to go and dealer covers 4 remaining payments through "pull ahead program?" Also, would like to hear your thoughts on this deal I was quoted yesterday: 2015 328 xi MSRP 52,885 selling price 47,950 residual 64% MF .00130 2000 down covers first payment, lease acquisition fee, doc fee and plates 3 year lease, 10K miles per year $499 monthly payment + 6.25% Mass state sales tax What is the invoice on this car, and how do I find it? What should my monthly payment be in above deal if 12K miles per year instead of 10K miles per year? Good deal? Thanks so much for your helpful insight and advice!
I think you'll take a major hit, trading in your lease early. The quoted deal is okay. Doesn't look like any markups, but there is a $1500 incentive on this vehicle, so the true discount is about $3400. You might be able to do better than that. You can get the invoice price by building the vehicle using the Make/Model/Year tabs at the top of the page. Going to 12K/yr will add about $12/mo.+tax

Thank you. Yea, payoff is 29k and my car is worth 23k. So 6 k negative equity. Wouldn't do trade in, would just eat the rest of remaining payments (350 x 10) and then lease the new car.

Do do you think the best dealer offer would be with 0 payments left (waiting until lease maturity next August) Or do you think I could get just as good of a deal if they were to pay say 3 or 4 remaining payments through their "pull ahead program?"

If I just pay 6 of the remaining 10 payments now, and they are able to pick up remaining 4 to get me into a new lease now, that's what I'm thinking.

What do you think?

I always read about folks getting their 3 series for invoice, so that's the number I'll be shooting for.

thanks again!

Michaell · October 2015

andy187 said:

kyfdx said:

andy187 said:
2015 BMW 328xi. Sports Package. Tech Package, Lightning Package
MSRP $48,840
SP $39,900
36 Months Lease 12k Miles
MF 0.00130 and Residual is 63%
$419 Sign and Drive Is this good deal? Picking car tomorrow.
The payment looks great. Do you know the CAP cost, since you are rolling everything in?

State and tax rate?
MSRP: $48,840
SP: $39,900
Cap Cost: $42,416 (With tax and other fees)
MF: 0.00090
12k Miles. 63% Residual

MSD: $2800

36 Monthly Payment of $389.00.

Looks like a solid deal. Enjoy!

Michaell · October 2015

greenthree said:

kyfdx said:

Hi Kyfdx & Michaell

I have a 2013 328 xi with 10 remaining payments. I'd like to get into a 15 or 16 328 xi ASAP. Do you think I will get the best possible dealer offer with 0 payments left? Or do you think I could get just as good of a dealer offer with say 4 payments to go and dealer covers 4 remaining payments through "pull ahead program?"

Also, would like to hear your thoughts on this deal I was quoted yesterday:

2015 328 xi
MSRP 52,885
selling price 47,950
residual 64%
MF .00130
2000 down covers first payment, lease acquisition fee, doc fee and plates
3 year lease, 10K miles per year
$499 monthly payment + 6.25% Mass state sales tax

What is the invoice on this car, and how do I find it?

What should my monthly payment be in above deal if 12K miles per year instead of 10K miles per year?

Good deal?

Thanks so much for your helpful insight and advice!
I think you'll take a major hit, trading in your lease early.

The quoted deal is okay. Doesn't look like any markups, but there is a $1500 incentive on this vehicle, so the true discount is about $3400. You might be able to do better than that.

You can get the invoice price by building the vehicle using the Make/Model/Year tabs at the top of the page.

Going to 12K/yr will add about $12/mo.+tax

Thank you. Yea, payoff is 29k and my car is worth 23k. So 6 k negative equity. Wouldn't do trade in, would just eat the rest of remaining payments (350 x 10) and then lease the new car.

Do do you think the best dealer offer would be with 0 payments left (waiting until lease maturity next August) Or do you think I could get just as good of a deal if they were to pay say 3 or 4 remaining payments through their "pull ahead program?"

If I just pay 6 of the remaining 10 payments now, and they are able to pick up remaining 4 to get me into a new lease now, that's what I'm thinking.

What do you think?

I always read about folks getting their 3 series for invoice, so that's the number I'll be shooting for.

thanks again!

Who would eat the rest of the payments?

It's always best to complete your current lease before starting a new one - unless there is a defined 'pull ahead' program that you can take advantage of. And, I'm not aware of one at the moment.

Kirstie_H · October 2015

A reporter is looking to interview a car shopper who had been looking to buy a diesel car but decided against it, and either chose something else or is still shopping for for a non-diesel.
Please email a few lines about your decision to PR@edmunds.com before October 2, 2015.

devilsadvct33 · October 2015

Hi,

Do you have lease numbers on a 328i and a 328d in South Florida for a 36/15 lease? Thanks.

bww2000 · October 2015

Hi. Does anyone have MF and resid for 335ix?
36/12
zip 60010
I'm guessing options won't effect resid%?
Is there an easy place to find this vs asking each time?

thank you.

Michaell · October 2015

devilsadvct33 said:
Hi,

Do you have lease numbers on a 328i and a 328d in South Florida for a 36/15 lease? Thanks.

.00134 and 61% (328i) or 60% (328d). $1500 build out cash.

Michaell · October 2015

bww2000 said:
Hi. Does anyone have MF and resid for 335ix?
36/12
zip 60010
I'm guessing options won't effect resid%?
Is there an easy place to find this vs asking each time?

thank you.

.00134 and 63% for 36/12. $1500 buildout cash.

Individual options do not affect these numbers.

This information is confidential ...

abhiku · October 2015

kyfdx said:

abhiku said:
Hello Admin,

Is this correct for Sep? I locked in Sep rates.

2015 320i -

24/10K-69%
36/10K-64% - dealer is telling me it's 63% for 36m.
63% is correct.

How about Oct for 2015 320i? Has this been changed? or same for Oct.

Michaell · October 2015

abhiku said:

kyfdx said:

abhiku said:
Hello Admin,

Is this correct for Sep? I locked in Sep rates.

2015 320i -

24/10K-69%
36/10K-64% - dealer is telling me it's 63% for 36m.
63% is correct.
How about Oct for 2015 320i? Has this been changed? or same for Oct.

.00134 and 63% for 36/10 on the 2015 320i

hikeraz · October 2015

any word on if the lease pull ahead for 3 series was extended into October?

kyfdx · October 2015

hikeraz said:
any word on if the lease pull ahead for 3 series was extended into October?

Up to 3 payments

carbony13 · October 2015

Can anyone kindly provide 2015 335i numbers for October 15K/36 months.

Thanks

Michaell · October 2015

carbony13 said:
Can anyone kindly provide 2015 335i numbers for October 15K/36 months.

Thanks

.00134 and 61%. $1500 buildout cash.

devilsadvct33 · October 2015

When you buy the MF down with BMW how is the amount of each MSD payment calculated? Is it the original payment before the reduced MF less the sales tax, or is some other calculation used? Thanks.

Michaell · October 2015

devilsadvct33 said:
When you buy the MF down with BMW how is the amount of each MSD payment calculated? Is it the original payment before the reduced MF less the sales tax, or is some other calculation used? Thanks.

As you describe - payment with original MF. rounded up to the next $50.

moodyhank · October 2015

Can I please get the 15k numbers for the 2015 and 2016 328 wagon (both diesel and gas) in Colorado? Would be interested in shorter than 36 month terms if numbers are competitive...

2015 BMW 3-Series Lease Questions

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