Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Seems like your capped fees would be more, as the acquisition fee alone is $700.
I get $466/mo.+tax with that CAP, or within a few dollars of the quoted payment. It's possible that the incentive is taxed, and that might make a little bit of difference.
Thanks for the quick response Thanks kyfdx for the response.
The inception fees is 1655.00. Am paying less at signing, and the balance gets carried over to Adj CAP which is 44986.00. For some reason I am getting less than what the dealer is quoting (guessing I am doing something wrong - in my excel calc). Would you be able to confirm the number u are getting?
Thanks again!
S
If that's the adjusted CAP, then $471/mo, as noted before.
If it doesn't include tax, then find out the actual adjusted CAP cost.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
The MF we quote is for top tier credit; the only way to reduce it would be to use multiple security deposits (MSD)
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
But, there may be a minimum MF that Infiniti much charge, which could limit the number of MSD you are allowed to make.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
That will take you down to .00023
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MSRP $50,010
Cap Cost $45,078
Money Factor is .00113
Drive off's $1016.99
39 months
12k per year
$529+tax
Residual 57%
Sounded pretty good?
MSRP $49,510
Invoice $46,593
Infiniti Dealer Cash $1000
Discount of $1300
Cap Cost/ Lease Price is $44,323
39 month lease
12k per year
$3500 total down (includes drive offs)
$451 plus tax
Money Factor is .00113
Residual is 57% - $28,220.70
MSRP: 50,595
Sale Price: 44,000
MF: .00153
Monthly Payment of 520
15K miles per year, 39 months.
please advise if above looks Good? Also if I do MSD it can be dropped.
Can you advise if above is correct MF, without any MSD.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
We don't recommend any sort of cap reduction (down payment) on a lease.
Your first deal was better.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
As is, your quote results in a payment of $525/mo, before tax.
$489/mo, plus tax, with the base MF.
Yes, MSD can be used
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Sale Price: 44,500
MSD: 4500
Trade In: 3500
Money Factor: .00013
12K for 39 months.
Monthly Payment: $396.
Let me know if this looks correct?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
3500 trade in going towards taxes, lease fees, dealer fees etx
Looks like some of that trade equity is being used as cap reduction - you may want the dealer to provide you a detailed breakdown of how that equity is being applied.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Also, I presume can dealer force to do cap reduction from trade in?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2001 Passat2010 G37S Sedan2013 G37xS Sedan2014 QX602015 Q402016 QX602016 E350 Sedan2017 QX602019 E450 Wagon2021 Sienna XSE AWD2022 Lexus RX3502022 Chrysler Pacifica Hybrid Limited
2023 Nissan Pathfinder Platinum 4WD
AWD - .00103 and 58%
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Supposed to get $1500 Loyalty discount
Selling Price: 51,040.00
Discount: 6,500.00
Adjusted Price: 44,540.00
Trade Allowance: 704.50
Trade Difference: 43,835.50
Admin Fee: 300.00
Tax: 2,648.13
Tag/License Fees: 1,061.00
Net Price: 47,844.63
Balance: 47,844.63
Being quoted $569 w/ $2,500 down
What state and tax rate is this?
What is the breakdown of the $2500?
I'm not sure I understand the trade allowance and trade difference? Do you have positive or negative equity from your trade?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Trade is a positive so the it brings the cost down from 44,450 to 43,835.50 (trade difference)
This is in Maryland (6%)
Tag/License Fees include Acquisition Cost
Not sure where you see $2,500
Being quoted $569 w/ $2,500 down
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
We don't have the incentive info.
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2017 QX60 AWD. Base model, no tech, no packages.
For:
10k miles / 39 months
10k miles / 36 months
7.5k miles / 39 months
7.5k miles / 36 months
Thank you!
Numbers do not change with or without the packages.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Same numbers for 39 months.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP: 51,595
Sales price: 46,041
cash down: 10,000
tax 6% (Maryland)
You'll lose that money if the car is stolen or totaled during the lease.
MD taxes the entire selling price, so if I add that to the sales price I get $578/mo before adding in any fees.
.00103 and 57%
Ask the dealer for the adjusted cap cost.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Maryland
39/15
.00103 MF
55% RV
payment of 685/mo
1st month only due at signing
no security deposit
How does that compare? Do MF and RV look right?
Need to know the MSRP and the adjusted cap cost, with all taxes and fees rolled in, to calculate the payment.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige