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2019 BMW X3 Lease Deals and Prices

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Comments

  • MichaellMichaell ColoradoPosts: 165,395
    sam1956 said:

    $1,000 due at signing which includes 1st payment, tax on cap cost reduction, and registration fees.  Already negotiated down from starting offer of around $680 so don't think there's much room left.  

    You won't know unless you ask.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • kyfdxkyfdx Posts: 171,067
    sam1956 said:

    $1,000 due at signing which includes 1st payment, tax on cap cost reduction, and registration fees.  Already negotiated down from starting offer of around $680 so don't think there's much room left.  

    I agree.. .it's a pretty solid deal, and a big discount.

    The money factor bump adds about $25/mo. Wouldn't hurt to take a shot at getting the base rate. That's $900.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • samaga1samaga1 Posts: 10
    Can you help me evaluate the following offer 2019 x3 30i, zip code 06901

    msrp: $56,245
    dealer discount: $7,250 (includes $1000 OL code for bmw drive event)
    sale price: $48,995
    rebates: $1500 (loyalty)
    mf: 0.00151 (after 7 MSDs)
    residual: 59% on 10kmil/36m lease
    monthly payment: $559 (incl tax)

    drive off amount: $6,712

    $4200 (multiple security)

    $559.69 First month

    $499 doc fee

    $280 DMV (estimate)

    $248.31 (front up taxes)

    $925 bank fee

    What do you think of this deal? 
  • MichaellMichaell ColoradoPosts: 165,395
    samaga1 said:

    Can you help me evaluate the following offer 2019 x3 30i, zip code 06901

    msrp: $56,245
    dealer discount: $7,250 (includes $1000 OL code for bmw drive event)
    sale price: $48,995
    rebates: $1500 (loyalty)
    mf: 0.00151 (after 7 MSDs)
    residual: 59% on 10kmil/36m lease
    monthly payment: $559 (incl tax)

    drive off amount: $6,712

    $4200 (multiple security)

    $559.69 First month

    $499 doc fee

    $280 DMV (estimate)

    $248.31 (front up taxes)

    $925 bank fee

    What do you think of this deal? 
    MF is marked up, before applying the MSDs - should be .00131 net.

    I'm only a few dollars off that payment calculation - the base MF would save you $15-20/mo

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • samaga1samaga1 Posts: 10
    Thanks Michaell! Yeah I saw that and tried to negotiate for base rate but the dealer won’t budge saying I’m already giving you a hefty discount on the price. Given that can’t be negotiated down is there anything else wrong with the deal?

    does the drive off amount look high and include anything which can be negotiated? 
  • kyfdxkyfdx Posts: 171,067
    samaga1 said:

    Thanks Michaell! Yeah I saw that and tried to negotiate for base rate but the dealer won’t budge saying I’m already giving you a hefty discount on the price. Given that can’t be negotiated down is there anything else wrong with the deal?

    does the drive off amount look high and include anything which can be negotiated? 

    Since you have an OL code, the dealer discount is actually $6250.. But, $500 dealer fee effectively makes it $5750. That's still over 10% off, so no complaints.

    The only thing to negotiate is the money factor or the sale price. If they won't budge on the money factor, ask for $500 more off.

    If you want less money upfront, ask them to roll the acquisition fee and dealer fee into the CAP cost. Of course, your payment will go up accordingly.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • Kimmypie143Kimmypie143 NYPosts: 14
    edited August 2018
    Hi looking for MF, residual and incentives for 11713 NY 2019 or 2018 x3 xdrive28i thank you
  • MichaellMichaell ColoradoPosts: 165,395

    Hi looking for MF, residual and incentives for 11713 NY 2019 or 2018 x3 xdrive28i thank you

    36/15
    .00166 and 56%

    Both years

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • XT660zXT660z Boston MAPosts: 5
    Hi,

    So, I'm looking for help on evaluating a quote I just got for a 2019 x3, zip 01760

    msrp: $50,695
    selling price: $46,600
    Government Fees: $170
    Proc/Doc Fees: $429
    Service Contract: $249
    Acq fee: $925
    Gross Cap: $47,673
    Residual: $29,910
    Rebate: $1000 (conquest)
    Cash Cap Reduction: $2500 (downpayment and they salesperson said MSD were no longer an option)
    Net Cap Cost: $45,501
    Amount Paid by Customer: $2,500

    She went further to break down all fees, which I've included here for transparancy

    $595 first month
    $995 acq fee
    $429 doc fee
    $170 TTL
    6.25% tax


    Thoughts on this?
  • MichaellMichaell ColoradoPosts: 165,395
    XT660z said:

    Hi,

    So, I'm looking for help on evaluating a quote I just got for a 2019 x3, zip 01760

    msrp: $50,695
    selling price: $46,600
    Government Fees: $170
    Proc/Doc Fees: $429
    Service Contract: $249
    Acq fee: $925
    Gross Cap: $47,673
    Residual: $29,910
    Rebate: $1000 (conquest)
    Cash Cap Reduction: $2500 (downpayment and they salesperson said MSD were no longer an option)
    Net Cap Cost: $45,501
    Amount Paid by Customer: $2,500

    She went further to break down all fees, which I've included here for transparancy

    $595 first month
    $995 acq fee
    $429 doc fee
    $170 TTL
    6.25% tax


    Thoughts on this?

    What payment did they quote you?
    I get $558/mo with those prices
    .00166 and 59% for 36/10

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • XT660zXT660z Boston MAPosts: 5
    $595/mo
  • XT660zXT660z Boston MAPosts: 5
    Lastly, is the comment around the discontinuation of the MSD fact or a method to go down the cash down path?
  • MichaellMichaell ColoradoPosts: 165,395
    XT660z said:

    Lastly, is the comment around the discontinuation of the MSD fact or a method to go down the cash down path?

    We've heard that the MSD program has been reinstated, regionally. But, we don't have any confirmation.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • MichaellMichaell ColoradoPosts: 165,395
    XT660z said:

    $595/mo

    MF may be marked up, or the CAP cost is higher than what you've provided me.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • Michaell said:
    Lastly, is the comment around the discontinuation of the MSD fact or a method to go down the cash down path?
    We've heard that the MSD program has been reinstated, regionally. But, we don't have any confirmation.
    Hi @Michaell

    Can you help me confirm this quote’s numbers on a 36/10 lease in NJ (07078)?

    Monthly Payment with Tax:   $692.00
    MSRP/CRV:   $65445.00
    Selling price:  $56984.00
    Residual %:   59.0%
    Acquisition Fee: +$925.00
    DMV Fees: +$357.50
    Documentation Fee: +$299.00
    First Payment: +$692.00
    Security Deposit: +$4900.00
    Due at Signing: =$7592.00
    Rebate: -$2000.00
    Cash Due: =$5592.00 (MSD + first month)

    I believe it should be MF 0.00166 which becomes 0.00131 after 7 MSD’s (I know you don’t have MSD info). Just want to make sure nothing has been marked up or snuck in. I couldn’t get any calculators to add up the same, partly because they don’t have NJ luxury tax, and I don’t know how to calculate it.
  • MF and RV for 2019 xDrive30i 10k/36mo zip code 46307
  • kyfdxkyfdx Posts: 171,067

    MF and RV for 2019 xDrive30i 10k/36mo zip code 46307

    .00166 MF and 59% residual

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • kyfdxkyfdx Posts: 171,067


    Michaell said:

    Lastly, is the comment around the discontinuation of the MSD fact or a method to go down the cash down path?
    We've heard that the MSD program has been reinstated, regionally. But, we don't have any confirmation.

    Hi @Michaell

    Can you help me confirm this quote’s numbers on a 36/10 lease in NJ (07078)?

    Monthly Payment with Tax:   $692.00
    MSRP/CRV:   $65445.00
    Selling price:  $56984.00
    Residual %:   59.0%
    Acquisition Fee: +$925.00
    DMV Fees: +$357.50
    Documentation Fee: +$299.00
    First Payment: +$692.00
    Security Deposit: +$4900.00
    Due at Signing: =$7592.00
    Rebate: -$2000.00
    Cash Due: =$5592.00 (MSD + first month)

    I believe it should be MF 0.00166 which becomes 0.00131 after 7 MSD’s (I know you don’t have MSD info). Just want to make sure nothing has been marked up or snuck in. I couldn’t get any calculators to add up the same, partly because they don’t have NJ luxury tax, and I don’t know how to calculate it.


    If the money factor is .00131, then the adjusted CAP cost has to be about $59000 to get that payment.

    Adding up your amounts, that leaves about $2400 for tax, which seems like too much.

    I'd just ask for the money factor and adjusted CAP. Why guess?

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • tradecrafttradecraft Posts: 22
    edited August 2018
    kyfdx said:
    .

    If the money factor is .00131, then the adjusted CAP cost has to be about $59000 to get that payment. Adding up your amounts, that leaves about $2400 for tax, which seems like too much. I'd just ask for the money factor and adjusted CAP. Why guess?
    .00131 is what they told me. Just want to re-create the payment to confirm. Sorry for the amateur question, but selling price they gave me isn’t adjusted cap cost?
  • kyfdxkyfdx Posts: 171,067


    kyfdx said:


    .

    If the money factor is .00131, then the adjusted CAP cost has to be about $59000 to get that payment.

    Adding up your amounts, that leaves about $2400 for tax, which seems like too much.

    I'd just ask for the money factor and adjusted CAP. Why guess?

    .00131 is what they told me. Just want to re-create the payment to confirm. Sorry for the amateur question, but selling price they gave me isn’t adjusted cap cost?

    Adjusted CAP cost = selling price + items not paid upfront - rebates/cap reductions

    For instance, NJ collects sales tax upfront, so that would be in the adjusted CAP cost, as well.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • meat_sweatsmeat_sweats Posts: 28
    edited August 2018
    Can you please review this deal?

    2019 X3 xDr30i
    Black Sapphire Metallic
    Canberra Beige
    19" v-spoke wheels
    Driving Assistance Package
    Heated Steering Wheel
    Panoramic Roof
    Heated Front Seats

    MSRP $47,685
    Sale Price $44,721.40
    Down $3684.13 which includes tax (10461 zip), 1st payment, Bank Fee and registration
    $550 monthly
    MF .00166
    RV 58%
    36 months/12k miles a year

    Thanks in advance!

    Edit:

    I requested more information about the down payment and was told the following...

    Initial payment of $5154.13 - $1500 cap cost reduction = $3654.13 out of pocket. That includes...

    $550 1st payment
    $75 Doc Fee ???
    $125 Upfront Fees ???
    $1979.13 Taxes
    $925 Other Upfront Charges ???


  • kyfdxkyfdx Posts: 171,067

    Can you please review this deal?

    2019 X3 xDr30i
    Black Sapphire Metallic
    Canberra Beige
    19" v-spoke wheels
    Driving Assistance Package
    Heated Steering Wheel
    Panoramic Roof
    Heated Front Seats

    MSRP $47,685
    Sale Price $44,721.40
    Down $3684.13 which includes tax (10461 zip), 1st payment, Bank Fee and registration
    $550 monthly
    MF .00166
    RV 58%
    36 months/12k miles a year

    Thanks in advance!

    Edit:

    I requested more information about the down payment and was told the following...

    Initial payment of $5154.13 - $1500 cap cost reduction = $3654.13 out of pocket. That includes...

    $550 1st payment
    $75 Doc Fee ???
    $125 Upfront Fees ???
    $1979.13 Taxes
    $925 Other Upfront Charges ???


    I get the same payment

    Every dealer in NY charges a $75 doc fee (max allowed by NY)
    $125 looks like DMV charges (title/registration/plates)
    $925 is the acquisition fee

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • U080570U080570 Posts: 1
    Please let me know how I am doing with this deal:

    2019 BMW X3 M40i
    MSRP = 67970
    Selling price = 61,900

    36/12 Lease
    MF = .00186
    Residual = 58%
    Acq Fee = $925
    Tags/Other = $352
    Sales Tax = 6.25%

    Money Down = 0
    Monthly Payment = $958.42 including taxes
  • MichaellMichaell ColoradoPosts: 165,395
    U080570 said:

    Please let me know how I am doing with this deal:

    2019 BMW X3 M40i
    MSRP = 67970
    Selling price = 61,900

    36/12 Lease
    MF = .00186
    Residual = 58%
    Acq Fee = $925
    Tags/Other = $352
    Sales Tax = 6.25%

    Money Down = 0
    Monthly Payment = $958.42 including taxes

    MF is marked up from .00166; but, almost 9% off sticker (we suggest you target 7%)

    With the numbers given, I get $864/mo, tax included.

    Find out the CAP cost, and how they got there from the selling price. About $3400 difference.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • What are the numbers for a new 2018 X3 M40i and sDrive30i on 36/12 in Houston, TX 77002?
  • MichaellMichaell ColoradoPosts: 165,395
    djkhoi888 said:

    What are the numbers for a new 2018 X3 M40i and sDrive30i on 36/12 in Houston, TX 77002?

    The 2018 X3 lease thread can be found here:

    https://forums.edmunds.com/discussion/46977/bmw/x3/2018-bmw-x3-lease-deals-and-prices#latest

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • cparker9cparker9 Posts: 20
    Hi - can you provide the MF/R and any incentives (lease loyalty etc) for 2019 X3 xdrive30i in VA and MD for 36mos/10k? Tx
  • Michaell said:


    Find out the CAP cost, and how they got there from the selling price. About $3400 difference.

    kyfdx said:

    Adjusted CAP cost = selling price + items not paid upfront - rebates/cap reductions

    For instance, NJ collects sales tax upfront, so that would be in the adjusted CAP cost, as well.

    Failing badly to calculate this by hand. Using an online calculator, I'm $8 a month under.

    $58,320.74 cap cost, based on:
    $57,484.27 selling price
    -$2000 rebates (taxable)
    +$925 acquisition
    +$299 doc fee
    +$357.50 DMV
    +$1,179.48 (6.625% upfront nj sales tax, but not sure what amount is taxed)
    +75.49 (0.4% luxury tax, same as above, not sure on what amount)

    59% residual
    0.00131 MF
    $65,445 MSRP
    $38,612.55 residual value
    36 month

    What did I do wrong?
  • MichaellMichaell ColoradoPosts: 165,395
    cparker9 said:

    Hi - can you provide the MF/R and any incentives (lease loyalty etc) for 2019 X3 xdrive30i in VA and MD for 36mos/10k? Tx

    .00166 and 59%

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • MichaellMichaell ColoradoPosts: 165,395

    Michaell said:


    Find out the CAP cost, and how they got there from the selling price. About $3400 difference.

    kyfdx said:

    Adjusted CAP cost = selling price + items not paid upfront - rebates/cap reductions

    For instance, NJ collects sales tax upfront, so that would be in the adjusted CAP cost, as well.

    Failing badly to calculate this by hand. Using an online calculator, I'm $8 a month under.

    $58,320.74 cap cost, based on:
    $57,484.27 selling price
    -$2000 rebates (taxable)
    +$925 acquisition
    +$299 doc fee
    +$357.50 DMV
    +$1,179.48 (6.625% upfront nj sales tax, but not sure what amount is taxed)
    +75.49 (0.4% luxury tax, same as above, not sure on what amount)

    59% residual
    0.00131 MF
    $65,445 MSRP
    $38,612.55 residual value
    36 month

    What did I do wrong?
    I get $674/mo with those numbers - what payment are you, and the dealer, getting?

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • Kimmypie143Kimmypie143 NYPosts: 14
    edited August 2018

    please let me know if I can do better on this. zip 11713 NY

    Can you just explain how he is coming up with the over $5k initial payment. im confused with that and take off the 1100 for the trade in I'm not going to do that.
  • kyfdxkyfdx Posts: 171,067

    Michaell said:


    Find out the CAP cost, and how they got there from the selling price. About $3400 difference.

    kyfdx said:

    Adjusted CAP cost = selling price + items not paid upfront - rebates/cap reductions

    For instance, NJ collects sales tax upfront, so that would be in the adjusted CAP cost, as well.

    Failing badly to calculate this by hand. Using an online calculator, I'm $8 a month under.

    $58,320.74 cap cost, based on:
    $57,484.27 selling price
    -$2000 rebates (taxable)
    +$925 acquisition
    +$299 doc fee
    +$357.50 DMV
    +$1,179.48 (6.625% upfront nj sales tax, but not sure what amount is taxed)
    +75.49 (0.4% luxury tax, same as above, not sure on what amount)

    59% residual
    0.00131 MF
    $65,445 MSRP
    $38,612.55 residual value
    36 month

    What did I do wrong?
    We are at $674, while they are at $692.

    Did they give you that adjusted CAP? Or, is that your calculation?
    Did they give you that money factor? Or, is that your assumption?

    The answers to those two questions will likely clear up any discrepancies. It's just math.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • eMthusiasteMthusiast CarolinasPosts: 3
    Is there a current incentive for financing through BMWFS for 2019 X3 ? I've been getting conflicting information from dealers. Some say there is a 1500 rebate, one says 2000 and few others are denying it. This is across the states of FL, NC, VA and MD. Is it region specific or something ? Appreciate if the mods and experts here can confirm. Thanks in advance.
  • kyfdxkyfdx Posts: 171,067

    Is there a current incentive for financing through BMWFS for 2019 X3 ? I've been getting conflicting information from dealers. Some say there is a 1500 rebate, one says 2000 and few others are denying it. This is across the states of FL, NC, VA and MD. Is it region specific or something ? Appreciate if the mods and experts here can confirm. Thanks in advance.

    Incentives can definitely vary by market.

    In FL, I see 2.25% APR financing plus $2000 rebate

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • MichaellMichaell ColoradoPosts: 165,395


    please let me know if I can do better on this. zip 11713 NY

    Can you just explain how he is coming up with the over $5k initial payment. im confused with that and take off the 1100 for the trade in I'm not going to do that.

    Let's move this to the 2018 X3 lease thread, please:

    https://forums.edmunds.com/discussion/46977/bmw/x3/2018-bmw-x3-lease-deals-and-prices#latest

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • eMthusiasteMthusiast CarolinasPosts: 3
    kyfdx said:

    Is there a current incentive for financing through BMWFS for 2019 X3 ? I've been getting conflicting information from dealers. Some say there is a 1500 rebate, one says 2000 and few others are denying it. This is across the states of FL, NC, VA and MD. Is it region specific or something ? Appreciate if the mods and experts here can confirm. Thanks in advance.

    Incentives can definitely vary by market.

    In FL, I see 2.25% APR financing plus $2000 rebate
    Thanks @kyfdx . Need one more help. Attached below is a lease worksheet I've put for myself for an 2019 M40i order. This is not a quote from any dealer as such, more like my target in a best case scenario. These numbers look too attractive to be correct. Can you please weigh in if I'm missing anything here or doing anything incorrectly ? Here are some more information to support these numbers

    - These are for leasing from an out of state dealer and tag/titled in NC.
    - Inceptions (#5) includes only DMV fee of 125 + doc fee of 299.
    - Calculation assumes dealer will let the lessee pay the monthly NC tax as opposed to upfront payment of full tax.
    - Dealer discount at 11%
    - Doesn't qualify for any current rebates and no down payment. Hence adjusted cap cost is same as cap cost.
    - Rent Charge = (Residual + Adj Cap Cost)* MF.
    - Money factor after 7 MSDs (assuming dealer will entertain it)

    Should the first payment be added to inceptions ? In that case, monthly payment shoots up to 799 ?

  • BobsMCBobsMC Posts: 7
    Is it normal in California to get charged a sales tax on a BMW $925.00 lease acquisition fee?
  • kyfdxkyfdx Posts: 171,067
    BobsMC said:

    Is it normal in California to get charged a sales tax on a BMW $925.00 lease acquisition fee?

    Yes..

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • kyfdxkyfdx Posts: 171,067

    kyfdx said:

    Is there a current incentive for financing through BMWFS for 2019 X3 ? I've been getting conflicting information from dealers. Some say there is a 1500 rebate, one says 2000 and few others are denying it. This is across the states of FL, NC, VA and MD. Is it region specific or something ? Appreciate if the mods and experts here can confirm. Thanks in advance.

    Incentives can definitely vary by market.

    In FL, I see 2.25% APR financing plus $2000 rebate
    Thanks @kyfdx . Need one more help. Attached below is a lease worksheet I've put for myself for an 2019 M40i order. This is not a quote from any dealer as such, more like my target in a best case scenario. These numbers look too attractive to be correct. Can you please weigh in if I'm missing anything here or doing anything incorrectly ? Here are some more information to support these numbers

    - These are for leasing from an out of state dealer and tag/titled in NC.
    - Inceptions (#5) includes only DMV fee of 125 + doc fee of 299.
    - Calculation assumes dealer will let the lessee pay the monthly NC tax as opposed to upfront payment of full tax.
    - Dealer discount at 11%
    - Doesn't qualify for any current rebates and no down payment. Hence adjusted cap cost is same as cap cost.
    - Rent Charge = (Residual + Adj Cap Cost)* MF.
    - Money factor after 7 MSDs (assuming dealer will entertain it)

    Should the first payment be added to inceptions ? In that case, monthly payment shoots up to 799 ?

    I don't see the $925 acquisition fee

    The dealer doesn't determine how tax is applied. The tax is calculated where you register the vehicle. BMWFS can help the dealer with any calculation.

    Your calculations are correct, with those assumptions.

    I doubt you can get that sale price.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • eMthusiasteMthusiast CarolinasPosts: 3
    kyfdx said:


    I don't see the $925 acquisition fee

    The dealer doesn't determine how tax is applied. The tax is calculated where you register the vehicle. BMWFS can help the dealer with any calculation.

    Your calculations are correct, with those assumptions.

    I doubt you can get that sale price.

    Thanks for highlighting about the acquisition fee. I had missed it. A quick follow up in that case

    1) Can the acquisition fee added to the Cap Cost so that it's rolled into the monthly payment ?

    2) We don't consider the FIRST lease payment in any of these line items right ? It's just an amount you owe along with other DAS items ?
  • kyfdxkyfdx Posts: 171,067

    kyfdx said:


    I don't see the $925 acquisition fee

    The dealer doesn't determine how tax is applied. The tax is calculated where you register the vehicle. BMWFS can help the dealer with any calculation.

    Your calculations are correct, with those assumptions.

    I doubt you can get that sale price.

    Thanks for highlighting about the acquisition fee. I had missed it. A quick follow up in that case

    1) Can the acquisition fee added to the Cap Cost so that it's rolled into the monthly payment ?

    2) We don't consider the FIRST lease payment in any of these line items right ? It's just an amount you owe along with other DAS items ?
    1) Yes
    2) Correct, it's just an amount you owe at lease signing.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • dempserfdempserf 77004Posts: 1
    To the Moderator:

    I'm hoping you can help clear up a few things for me as well as your thoughts on the deal. Shopping 2019 X3 m40i in 77004 (Houston, TX). This is the current best offer I have, which they say is with a 59% residual, MF 0.00166:



    I would be using the 10k/yr 36 mos term, so $1052/mos & $1447 down.

    However, when I run the numbers, I come up ~$30 below them, which adds up to over $1000 over the course of the term. Here are my calculations below...What am I missing? Thank you in advance for your time & assistance!

    MSRP $69,270.00
    Negotiated $66,200.00
    Discount 4.43%
    Tax $4,137.50
    Residual Value $40,869.30
    Depreciation $25,330.70
    Rent Charge (MF=0.00166) $6,398.46
    Interest (APR) 3.98
    Acquisition Fee $925.00

    Monthly Depreciation $703.63
    Monthly Tax $114.93
    Monthly Acquisition Fee $25.69
    Monthly Rent Charge $177.74
    Lease $1,021.99
  • kyfdxkyfdx Posts: 171,067
    dempserf said:

    To the Moderator:

    I'm hoping you can help clear up a few things for me as well as your thoughts on the deal. Shopping 2019 X3 m40i in 77004 (Houston, TX). This is the current best offer I have, which they say is with a 59% residual, MF 0.00166:



    I would be using the 10k/yr 36 mos term, so $1052/mos & $1447 down.

    However, when I run the numbers, I come up ~$30 below them, which adds up to over $1000 over the course of the term. Here are my calculations below...What am I missing? Thank you in advance for your time & assistance!

    MSRP $69,270.00
    Negotiated $66,200.00
    Discount 4.43%
    Tax $4,137.50
    Residual Value $40,869.30
    Depreciation $25,330.70
    Rent Charge (MF=0.00166) $6,398.46
    Interest (APR) 3.98
    Acquisition Fee $925.00

    Monthly Depreciation $703.63
    Monthly Tax $114.93
    Monthly Acquisition Fee $25.69
    Monthly Rent Charge $177.74
    Lease $1,021.99

    If $1447 is the total amount due at signing, you can't subtract that entire amount from the Adjusted CAP (even though that's what they did in the column at right).

    $1052 of that $1447 goes toward the first payment. Add that back into your CAP cost, and you should get the same number they do.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • chckrchckr Posts: 3
    The 'target' price of 7% below MSRP, does that include the $1000 BMW Loyalty Bonus? Also, what is the current MF/residual for a 2018 or 2019 X3 xDirive30i in Minneapolis/St Paul (zip 55144)
  • kyfdxkyfdx Posts: 171,067
    chckr said:

    The 'target' price of 7% below MSRP, does that include the $1000 BMW Loyalty Bonus? Also, what is the current MF/residual for a 2018 or 2019 X3 xDirive30i in Minneapolis/St Paul (zip 55144)

    No.. 7% off, then deduct incentives

    .00166 MF
    56% residual for 36/15

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • chckrchckr Posts: 3
    kyfdx said:

    chckr said:

    The 'target' price of 7% below MSRP, does that include the $1000 BMW Loyalty Bonus? Also, what is the current MF/residual for a 2018 or 2019 X3 xDirive30i in Minneapolis/St Paul (zip 55144)

    No.. 7% off, then deduct incentives

    .00166 MF
    56% residual for 36/15
    Thanks. For 36/12K miles would it be 59% residual on a 2019 (58% on 2018). I'm also assuming the "Dealer Allowance Offer" of $2000 off MSRP would be just be part of the dealer discount to the price (i.e. included in the 7% calculation (and they'd need to come up with more than $2K to get to the 7% off MSRP))
  • MichaellMichaell ColoradoPosts: 165,395
    chckr said:

    kyfdx said:

    chckr said:

    The 'target' price of 7% below MSRP, does that include the $1000 BMW Loyalty Bonus? Also, what is the current MF/residual for a 2018 or 2019 X3 xDirive30i in Minneapolis/St Paul (zip 55144)

    No.. 7% off, then deduct incentives

    .00166 MF
    56% residual for 36/15
    Thanks. For 36/12K miles would it be 59% residual on a 2019 (58% on 2018). I'm also assuming the "Dealer Allowance Offer" of $2000 off MSRP would be just be part of the dealer discount to the price (i.e. included in the 7% calculation (and they'd need to come up with more than $2K to get to the 7% off MSRP))
    No, 58% for 36/12 on 2019, as well.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • juliemcjuliemc MissouriPosts: 1
    This was the dealer's first offer. Is the money factor marked up? That just seems high from everything else i see. Live in MO

    2018 BMW X3 Xdrive30i 36/15
    MSRP $51,935
    Dealer Discount 5.78% ($3,000)
    Fees $1,246
    Cap Cost $50,131
    Incentive $1500

    MF .00199
    Buy Rate .00196

    Residual .56

    Payment $699.57


  • MichaellMichaell ColoradoPosts: 165,395
    juliemc said:

    This was the dealer's first offer. Is the money factor marked up? That just seems high from everything else i see. Live in MO

    2018 BMW X3 Xdrive30i 36/15
    MSRP $51,935
    Dealer Discount 5.78% ($3,000)
    Fees $1,246
    Cap Cost $50,131
    Incentive $1500

    MF .00199
    Buy Rate .00196

    Residual .56

    Payment $699.57

    Base MF is .00166

    You should target 7% off MSRP as your selling price.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • Looking for incentives, MF and residual for a 2019 X3 Sdrive30i for 3 yr/12K per year. Please indicate if any lease incentives apply to a non-current BMW owner/lesse. I don’t qualify for owner loyalty type of incentives. 
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