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X5 35i Xdrive - $56,200
M-Sport - $4,500
Exterior: Mineral White Metallic - $550
Interior: Black Dakota Leather
Trim: Aluminum Hexagon Trim
Cold Weather Pkg - $550
Drivers Assistance Plus - $1,900
Drivers Assistance Package - $1,400
Lighting Package - $1,900
Premium Package - $2,550
ACC Stop & Go + Active Driving Assistant - $1200
Enhanced USB and Bluetooth plus Smartphone Integration - $500
Harmon Kardon Sound - $875
Rear Manual Side Window Shades - $250
Parking Assistant - $500
Ceramic Controls - $650
Soft-Close Automatic Doors - $600
Destination and Handling - $950
Total MSRP as built - $75,075
The best offer I got so far is $69,000 before tax and I gonna lease it as 3 year 15k/year. Please really advise on the numbers such as RV%, MF, Acquistion Fee, Tire Insurance. I live in NJ which has 7% sales tax and I will put 7 MSD to reduce the MF, 0 down payment though. If possible please let me know the final monthly payment.
Thanks you so much!
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$795 acquisition fee
No idea on Tire Insurance... I've never seen it priced where it makes any sense.
Adding $3K on to the selling price for acquisition fee and tax, I get a payment of $922/mo. (with 7 MSDs).
Due at signing: 1st payment, 7 MSDs ($6650), title/registration/doc fee
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I added in tax and acquisition fee.. maybe you didn't?
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I am looking into leasing an X5. I'm currently in NC but moving to WA.
I negotiated the following and was hoping to get some feedback on anything I should try and adjust. Also, is there any benefit to purchasing in WA as opposed to both in NC? Do the lease terms vary from state to state? The tax is 9.9% monthly in WA but I believe it's 3% up front in NC. Of course, I would then have to put a bunch of miles driving it cross country.
2015 X5 (x35i) (Drivers Assist, Surround view, Premium, Luxury Seats, HK Audio, Metallic paint)
36mos/15k miles
MSRP: $64625
Negotiated price: $60825
?Bank fee ("Capped Fees"): $995 - not sure what this is exactly
"Adj Cap Cost": $61820
7xSD = $6300
Residual: 56%
MF after MSD = 0.0008
Base payment: $789.37
Monthly sales Tax (3% NC) = $23.68
Monthly Payment: $813.05
Drive off:
"Up front payment" $813.05
SD $6300
"Up Front Fees" $672
"Up Front Sales Tax" $209.16 - not sure what this tax is
"Cash due on lease" $7994.21
Thanks in advance for your help!
The money factor for June with 7 MSDs should be .00079
The calculations are correct, but I'm wondering about that tax calculation.. If it's paid upfront, it seems like it would be a bigger amount added to the CAP cost. Does NC only tax the lease payment or the full selling price?
I'm not sure what your upfront sales tax is, either.. since upfront costs are minimal. I'm guessing that the $672 is for title/registration and a dealer fee.
I'd worry about paying a chunk of change for NC taxes upfront, and then still having to pay tax on the payment when you get to Washington..
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Selling price: $62,192 (MSRP $67,475)
MF: 00128
Residual: 59% (36/10)
Bank/Acquisition Fee: $795
Document fee: $150
Monthly: $752 plus tax = $820
Due at closing: $1836.55
first payment: $820
Document fee:$150
acquisition fee: $795
tax on acquisition throwing in floor mats - seems like a good deal. Thoughts?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
My suggestion is to try to find someone to take over your Infiniti lease. There are several websites out there to advertise a lease for takeover. If you're over the miles, it makes your car less appealing, so you'd need to offer someone an incentive. For example, if you offered to give them $5k cash to take over your lease that is 9k miles over, assuming Infiniti charges around $0.25/mile over, they'd be looking at $2,250 in overage fees from the beginning plus whatever they put on the car themselves. It would be a hard sell but you'd come out far better than eating $11k in equity. I had someone assume my Cadillac ATS lease the first day I listed it, granted it was far under mileage. It's worth a try, but I honestly can't imagine absorbing 11 grand into a lease would be the best financial move...you have to consider other options.
lease term: 36 months with 10K miles/year
MSRP: $65,025
Sale Price: $61,000
MF: 0.00168
Residual: 59%
Tax: 7.5%
Sales Tax (estimate): + $4,583.18
Weight Fee: + $80.00
Tag/Registration Fees (estimate): + $468.00
Flat Add/County Fee: + $10.00
Electronic Filing: + $29.00
Smog Abatement Fee: + $20.00
Documentation Fee: + $80.00
First Down payment: $2,500
35 monthly payments with tax: $859
Any advice? Never lease before. Any comment is appreciated.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
It is California. Besides the MF, any other issues? Please advice. Thanks.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you for the information. I am a newbie. So what would the monthly payment be reasonable using MF: 0.00128 in my case? Thank you for the advice.
Thank you for the information. I am a newbie. So what would the monthly payment be reasonable using MF: 0.00128 in my case? Thank you for the advice.
With your numbers and the base MF, I get a payment of $811 with tax.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP - 60950
Sale price - 56500
0 down
Acquisition fee - 925
Doc fee - 285
Registration - 150
MF after 7 * MSD - 0.0009
Residual - %58
They said $699 + tax monthly payments. I think this is too much.
Thoughts?
also, the MF after MSD should be .00081 not .0009 so they are marking up the MF on you.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Premium, cold weather package and rear view camera included.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Acquisition - $925
Doc - $285
Plates - $150
1st month payment - $700 + tax
Tell them you won't sign a deal unless the base MF is used, before MSDs.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Its a DEMO car, 2015 xdrive 35i, has 7000 miles on it
MSRP 61850, Sell price 54000 (I am not sure if they can use my 1000$ UDE credit, than it would come down to 53000)
7 MSDs and all basic bank/dealer fees up front ( should be around $1300)
10K miles, 36 months. They are extending warranty till 5 years and 75k miles, although that does not really matter if I am leasing for 3 years. Monthly 558 + 7% tax = $598. I can bring it down by some $30/month if I can find out about using UDE credit. I guess MF would be 0.00079 and Residual 59% (dont know july numbers though)
How does this look. I dont know how to bring the 7000 miles factor into account. I am also getting full 30K miles to use in 3 years, so I am not loosing any miles so far.. Any thoughts??
At those numbers (55.75% residual to account for miles), I get $613/mo.+tax..
If their quote is $558/mo.+tax, then that is really good. Beware of money due at signing, once you get in the finance office.
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.00130 and 57% for 36/12.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2015 X5 xDrive35i
MSRP $58950
Sale price $51736.49
MF 0.00130
Residual 58% ($34191.00)
$2000 out of pocket (includes first month payment; lease worksheet says $1426.75, advanced payment/first month payment $653; due on delivery $2079.75 but dealership is giving me a $79.75 "rebate")
$599/month + tax ($653/month)
36 months
10k miles
Is this a good deal?
Thanks!
You can also use MSD to buy down the MF and save a bit on the monthly payment - the good news is that you'll get the MSD money back at the end of the lease.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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58% residual for 36/10
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