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MSRP: 47995
Selling Price: 46355 NOTE: per the dealer email their cost on the car is 45355 - should I care about that?
1K rebate
$0 down including all taxes and registration
MF .00151
RV 61%
Gross Cap: 50383
Adj Cap: 49383
$639.46
I feel like I am seeing others who have asked questions about similar MSRP's and have monthly payments in the $500 (with 0 down). Can you negotiate a better selling price even if its LESS than what the dealers cost on the car is? Thanks for the help - looking to sign and drive ASAP!
With that adjusted CAP, the payment is correct.
Are you paying the first payment at signing?
Your Gross CAP is approx $4000 over the sale price. You need a breakdown of those numbers. $925 acquisition fee. $75 doc fee in NY. Tax should be $2000 or less. That leaves about $1000 unaccounted for.
You don't really care about what they say their cost is. You just want the lowest price possible. That said, 3.4% discount from MSRP is not enough. I'd shoot for another $1000-$1500 off. Couple that with what looks like maybe an extra $500-$800 in the Gross CAP, and you might be able to knock $2000 of that deal. That would save $60/mo. Even if you can't do that well, you should be able to do better than that offer.
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You can see at the bottom of the right hand column, where they add 3% to account for 10K/yr, making the full residual percentage 64%.
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I'm looking for 36/12k, NY (Buffalo area)
Also, I have the ability to get the Corporate group sales discount, but I believe I read that this changed recently (no longer able to get the MF reduction), but can be combined with any other incentives.
Trying to decide between leasing a 17, or buying a just off lease 14...so just looking for any help on numbers that I can, ty!
includes MA Sales tax of 6.25%
the residual is 63%
the Money Factor is .00191. (Seems high compared to what I am reading on this site)
The MSRP is 59,645 and the sale price is 56,645. Invoice on the X3 is 6%, which is 56,066.
No incentives for leasing
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Lastly, is this the same or better than July - thank you in advance!
includes MA Sales tax of 6.25%
the residual is 63%
the Money Factor is .00191. (Seems high compared to what I am reading on this site)
The MSRP is 59,645 and the sale price is 56,645. Invoice on the X3 is 6%, which is 56,066.
.00151 MF and 63% residual for 36/12.
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No lease cash
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Now the hard decision, either the 2017 X3 (Premium, Cold, DA, Leather) - or the 2017 Lexus NX200T F-Sport
A good deal isn't so good if you don't like the car you pick.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
The msrp on the x3 is 52,345 and doesn't include tech while the msrp on the nx is 48,034 and includes nav.
The 2 Ive looked at...the x3 is black with the brown nevada and the burl walnut. While the nx is ultra white with the black interior.
Wife and kids both picked the Lexus from pics lol, but if guess that since it's sportier looking.
Waiting on my last round of numbers on the x3(been told I'll be quoted right at invoice) but the NX is pretty good with really no negotiations. I could probably move it down a little more (final cap price was 45k when I had then work something up...using .00080 and 58%).
Sorry if the post seems scattered on phone, lol
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
To throw another wrinkle into it, was told the dealership has a X3 35i that served as a loaner, but could be leased and would run less than the x3 28i...supposed to be comparably equipped. Waiting for more info on this.
Numbers I got on the 28i:
MSRP - 51345
Sale Price - 47920
Residual - 63%
MF .00151
Gross Cap Cost - 51,872.34 (295 - Gov and Doc fee, 925 Acq fee, all taxes, and first payment)
Net Cap Cost - 50,772.34 (given me a $1k rebate, and $100 from my trade after payoff)
Does this seem in line (payment would be $638 with $0 out the door, I'd probably do 1st payment and the 295 fees)
Make sure you get a bigger discount from sticker on the loaner, as the residual will be adjusted down .25 for every mile on it.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
BMW has certainly made it more expensive to lease their vehicles these last few months.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP: 54,070
Sale Price: 51,440
Adjusted Cap Cost: 52,560 (925 acquisition fee + 195 doc fee)
Residual: 34,604.89 (64%)
MF: .00151
SDs: 7
MF w/ SDs: .00102
Tax: 5.5% (WI)
This is for 36/10
This is 4.8% off MSRP. I already had to talk them down from the initial .00191 MF. Should I expect to get a lower sale price?
7% would be a sale price of 50,280.10. That would equate to around $35/mo difference.
They dont seem willing to budge. I ran the car through the build and price and it quotes invoice at 51,025 (but the MSRP is 300 high for some reason and I cant get the exact package) and it quote the true market value at 51,860.
Addtionally, when I run the above number through the leasehackr calculator online, I get 614/mo, but they are quoting 620. Am I missing something?
Thanks for the advice.
BMW dealers are starting to wise up - you can get either:
a) a big discount from sticker and a marked up MF; or
b) a smaller discount from sticker and the base MF
Harder and harder to get both on the same deal.
Can't help you with on-line calculators - they often make assumptions we know nothing about.
With your prices, as is, I get $630/mo using the base .00151 MF, tax included
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
So should I not expect to get the sales price any lower? Appreciate the help on this. Just dont know what I should expect.
Very curious about the MSD issue - I wasn't aware of any exceptions to this.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MF: .000156
36/10
NYS
1K rebate, 750 for loyalty
$565 with only first month due at signing. I still feel like it's high. Getting closer to a 7% SP target off MSRP.
But, why is the MF marked up such a small amount? Base is .00151 this month. Save you $4/mo with it.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
June 17
2017 x3 28i xdrive (custom build- 2 weeks wait)
52k MSRP
46k cap cost
0 down, 535/mth payment with NY tax rolled in
August 17
2017 x3 35i xdrive demo loaner (7000 miles)
57.8k msrp
46.2k cap cost
0 down, 468/mth payment with NY tax rolled in
The 35i was for my own and there seem to be plenty of dealers with loaners being retired at the moment so not hard to find one with color/options you're looking for, at least around here in the tristate area.
BMW X3 S28i (12k)
Cash Down 3,000 3,500 4,000
36 Months 605 590 575
MSRP 51,720.00
Savings 3,109.00
Sonic Price 48,611.00
Rebate 2,500.00
Adjusted Price 46,111.00
Total Purchase 46,111.00
Trade Allowance
Trade Difference 46,111.00
Doc Fee 157.25
Tax 2,881.94
Processing Fee 4.75
Convenience Fee 10.00
License Fee 148.25
Title Fee 33.00
St Inspection 7.00
Acquisition Fee 925.00
Net Price 50,278.19
Trade Payoff
Cash Down 3,000.00
Balance 47,278.19
We don't recommend any down payment on a lease - just the first payment and the DMV costs.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
is this a good deal?
BMW X3 S28i (12k)
Cash Down $1000
36 Months : $665
MSRP 51,720.00
Savings 3,109.00
Sonic Price 48,611.00
Rebate 2,500.00
Adjusted Price 46,111.00
Total Purchase 46,111.00
Trade Allowance
Trade Difference 46,111.00
Doc Fee 157.25
Tax 2,881.94
Processing Fee 4.75
Convenience Fee 10.00
License Fee 148.25
Title Fee 33.00
St Inspection 7.00
Acquisition Fee 925.00
Net Price 50,278.19
Trade Payoff
Cash Down 1000
Balance 47,278.19
61% is the 36/15 residual. 63% for 36/12
.00191 MF would be marked up the maximum.
Shouldn't your "Balance" be $49,278?
Using .00191 MF and 61% residual, I get $647/mo.
Base .00151 MF and correct 63% residual, I get $588/mo.
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Thanks
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Here is the deal I got so far. Please suggest how much room here to discount more.
Thank You!
Per dealer money factor .00151 and residual 61% (they even showed bmw official pdf with 61%)
2017 BMW X3 SERIES 17XD 4dr Wgn xDrive28i
Vehicle Price: $54,495.00
Sell price $49,495.00
Sales Tax (estimate): + $4,464.36
Weight Fee: + $80.00
Tag/Registration Fees (estimate): +$403.00
Flat Add/County Fee: + $21.00
Electronic Filing: + $29.00
Smog Abatement Fee: + $20.00
Documentation Fee: + $80.00
Tire/Battery/MVWEA: + $7.00
Balance Due (estimate): $54,599.36
Cash Due 36 months
10,000 Miles
$2,000 $589 (including California tax 8.5%)
CA taxes the monthly payment for a lease; ask the dealer to provide you with the adjusted cap cost
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Yes, 36 months is the sweet spot
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks
.00151 MF
What lease term and how many miles are you looking for?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige