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Which state?
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Looking for MFs and residuals on 12k mile, 36 month leases on both a FWD Limited and FWD Limited Platinum. In Texas. Thanks in advance!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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No lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00120 MF, if you are in the NY region.
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Thanks!
Add 6% for 24 months
Subtract 1% if FWD
.00133 MF
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Also, how useful is Truecar in terms of negotiation? I see "Truecar Price Curve" and wondered how accurate it is and if it is helpfulin saying someone got XX price for the same XLE.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00220 MF and 66% residual
$500 lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
If not, what is it just outside of the Seattle area (Tacoma or Bellingham)?
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We usually see .00220 as the highest rate on a Highlander. Do you have top tier credit? Did they even run your credit?
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2017 Highlander Limited FWD
Vehicle Price: $45,209
Selling price: $42,781
Fees: $479 (doc fee/filing fee/ registration/ tire fee)
Taxes: $3,360 (we're around 7.75%)
MF: .00320 (!)
Excellent credit (I'm 800+)
36 mo/12K miles
$28,030 Residual
Scenarios with $7,000 down: $524/month, $8,000 down: $492/month, $9,000 down: $460/month
Mentions the national $500 rebate but don't see that factored anywhere. Notes on "1st payment, tax on down, license, title, fees dues at delivery"
Any help appreciated!
Base MF should be .00220
Find another dealer. Don't even consider making a big downpayment on a lease.
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Essentially Im looking for a max $425/month payment won a $42K Highlander. SO what "net cap cost" is appropriate?
For example, if the pre-tax payment is $400, and the tax rate is 8%, the total lease payment is $432.
Using the MF of .00220, 36/12 residual of 62% and an MSRP of $42,000, the cap cost would have to be around $36,500 to get a payment of $425/mo after tax.
To anticipate your next question, we do not recommend putting money down on a lease to get to a certain payment - that money would be lost if the car is stolen or totaled, and it doesn't really change the total cost of the lease.
Given the high MF, you may want to think about a less expensive model, or a car with better numbers. Can I interest you in a Pathfinder? MF is .00039, though the residual is a bit lower, as well.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Or, looking at money down as prepaying a monthly payment taken over a lease term? I'm trying to make sense on a "net cap cost" to get a desired payment but WITHOUT putting substantial money down. Seems $2,000-$3,000 would be an "accepted" amount on a $45K model, but perhaps not?
We're still looking, Pathfinder could be a possibility.
Much appreciated
MF (lower is better)
Residual (higher is better)
Lease cash (any is better than none)
Then, find a vehicle that is not popular, where you can negotiate a big discount from sticker, before applying the incentive.
The problem is that everybody wants an SUV, and the manufacturers' know this.
Rather than looking for the best deal, might I suggest test driving the ones you are interested in, then looking at the lease numbers?
Nothing more aggravating than to score an amazing lease deal on a car you hate driving.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00133 MF
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