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## Comments

219,219Ask for the actual money factor. Land Rover Finance doesn't quote APRs, so 1% means nothing.

The actual money factor is very low, so it's likely your dealer is marking it up.

What is your state? Sales tax rate?

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Edmunds Moderator16The dealer told me the MF was in theory I'm paying only 1% interest.

How come some people only have 3 zeros in the MF and some have 4 zeros. Whats the difference? m

27Do you have april numbers on

D180s

D180se R-dynamic

36/10

for CA

Thanks!

219,219It's a decimal. Numbers with four zeroes are lower than numbers with three zeroes.

At 7.5% tax, your payment is $884/mo. pre-tax.

The adjusted CAP would have to be about $74,350 to get that payment, using the marked up money factor (assuming it's about .00042.. which is a big assumption)

That's $1150 under the sale price, assuming that price already included the $2000 conquest.

That leaves $2850 of the initial $4000 payment to pay 1st payment, acquisition fee, DMV and dealer fees. That might not be too far off, but I'm making a lot of assumptions.

If the MF being used is .00042, the markup is adding $48/mo. to the payment.

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Edmunds Moderator222,976D180 SE R-Dyn - 57% and .00017

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

16Here you go.

219,219Okay... .00035 MF.

That markup adds about $38/mo. to the payment.

The calculations are exact.

One question.. Are you paying $2000 upfront? Or, $4000 upfront?

I see $4000 cash

+ $2000 rebate

$6000 broken down into:

$1349.29 applied upfront

$2650.71 total cap reduction

$2000 cash back (cash back where? where is this money going?)Edmunds Price Checker

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Edmunds Moderator21MSRP 96145

Sales Price 93145

Money Factor 0.00101

Resid 56%

Money Down 2059

Rebate 2000 for Conquest

Monthly Payment 1359.09

36/10k

16$4,000 out of pocket due on delivery. It shows it on the right hand column. Yeah where is the 2k going?

219,219$4,000 out of pocket due on delivery. It shows it on the right hand column. Yeah where is the 2k going?

Yeah.. if they want you to write a $4000 check at signing, then there is $2000 missing... (unless they give you a check back for it.. lol)

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Edmunds Moderator21MSRP 96145

Sales Price 93145

Money Factor 0.00101

Resid 56%

Money Down 2059

Rebate 2000 for Conquest

Monthly Payment 1359.09

36/10k

222,976Edmunds Price Checker

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

21222,976You might want to consider looking at other brands.

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

21MSRP $87,801

Sales Price 84,511

Money Factor 0.00051 (

base is .00001)Residual 55% (

shouldn’t this be 56%???)Due at signing $2,000

Conquest cash $2,000

Monthly Payment $1,175.05

36/10k

21222,976Edmunds Lease Calculator

MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

21222,976Edmunds Lease Calculator

MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

2141Also, what's the sweet spot ? 36 or 39 ?

Any incentives ?

Does LR offer MSDs ? If so, what's the max ?

Thank you !

219,219That's the best term.

No incentives

No MSDs

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Edmunds Moderator41I got a quote from LR. Please see below.

Seems like MF is inflated to 0.00057, but he wouldn't budge. Also, barely took $1375 off the sticker price

Your thoughts on this deal please, and how much more would I be paying per month with an MF of 0.00057 versus 0.00017.

Thank you !

222,976RR dealers are allergic to discounting, and they universally believe in marking up the MF.

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

219,219About the same amount of money as the discount.

$1120 of charges upfront, besides the 1st payment.

What's the breakdown on that? A big dealer fee, I bet.

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Edmunds Moderator4136 /12 is the term.

$895 Fees. $125 Tag. Forgot where the last $100 goes.

Your thoughts please.

219,219You have $1140 in charges upfront, other than the first payment.

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Edmunds Moderator5May I please have the MF and Residual 39 months 7,500 Miles in NY for

R-Dynamic SE

R-Dynamic HSE

SE

Thank You

219,219RDynamic HSE: .00012 MF and 54% residual. $1100 lease cash

I don't see an "SE" model

I have an "S" or an "SE V6", or the "R-Dynamic SE" above.

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Edmunds Moderator11Velar S MSRP $69,156

$638/month for 36 months

$2200 out of pocket (includes all fees and NY taxes)

7500 miles/year

I was told the dealership(s) received more inventory than they could move and are having some deals on this car, but feels like its too good to be true. I'll be visiting them this evening to get more details.

219,219I agree.. seems too good... But, I'd sure give them a shot at it.

There is $2000 of conquest cash this month...

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Edmunds Moderator2Thanks!

219,219Edmunds Lease Calculator

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Edmunds Moderator45Can you please provide MF and Residuals for the following trims for 36/15? Thanks in advance!

Velar D189 S I4 Turbo Diesel

Velar P250 S I4

Velar P380 S V6

219,219.00070 MF and 55% residual

.00017 MF and 54% residual

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Edmunds Moderator32018 velar R-dynamic 6cyl SE. msrp 76,046. 2,000 rebate for conquest. Zip is 08820

12k miles, 36 months lease

MF .000125

REs 56%

$875/month with no down. All fees and taxes distributed in the monthly

222,976wayup - base rate is .00005 for that trim.Any discount from sticker, beyond the conquest incentive?

So far, not a good deal.

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

314222,976With the .00125 MF, I get $918/mo before tax. With the base MF of .00005, the pre-tax payment drops to $782/mo.

Big difference.

Ask the dealer what cap cost they are using for their quote.

And, what sales tax rate is this?

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

222,976Edmunds Lease Calculator

MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

14222,976P189 S - .00068 and 59%

P250 R-Dyn SE - .00017 and 56%

P189 R-Dyn SE - .00017 and 57%

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

1Looking into the Velar - does anyone have the MF and RV for the following

D180 R-Dynamic se

P250 R-Dynamic se

Looking at 36mo leases with either 5k or 7500 miles depending on which one is looking better- will be purchased in MA or RI

Reading the past comments it doesn't look like they give much of a discount- Just started looking but I'm getting about 2-3k off MSRP and a 2K conquest rebate

Thanks in advance

14222,976Edmunds Lease Calculator

MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

222,976P250 R-Dyn SE - .00017 and 58% / 57%

P189 R-Dyn SE - .00017 and 59% / 58%

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

1433