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I have an offer on a xe 25t 39/12k msrp: 37,434.00 sales price: $33,772.00 mf: .0007 residual: $21,479.00 payment of: $364.00 plus tax -- drive off: $825 includes ttl and first month's payment - how's it look? in SoCal.
I received this quote which supposedly includes base money factor of .00011 but I get much lower payments when I plug his numbers into my lease calculator. Please advise
I received this quote which supposedly includes base money factor of .00011 but I get much lower payments when I plug his numbers into my lease calculator. Please advise
Using your numbers, along with the .00011 MF and 55% residual, I get $579/mo, assuming 7% tax. That assumes you pay just the first payment out of pocket.
Politely tell the dealer you won't sign a deal with an inflated MF.
I did not close my deal in Feb, so I need the following for March, please.
Hello, can I get the MF and Residuals in the SF Bay Area. for AWD and RWD 35t Premium and Prestige ? For 36/12K ? I am looking for the one with the best MF. I am likely transitioning from a Lexus IS so would also be great to know if I can avail of the $1000 competitive offer.
I did not close my deal in Feb, so I need the following for March, please.
Hello, can I get the MF and Residuals in the SF Bay Area. for AWD and RWD 35t Premium and Prestige ? For 36/12K ? I am looking for the one with the best MF. I am likely transitioning from a Lexus IS so would also be great to know if I can avail of the $1000 competitive offer.
RWD Prem: .00019 MF and 55% residual RWD Prest: .00010 MF and 54% residual AWD Prem: .00016 MF and 61% residual AWD Prest: .00001 MF and 58% residual
it appears that the difference between a lease on the XE 25t and the XE35t is only the $1100 initial payment for 36/10K. Does that make sense ?
Add 1% to the 12K residuals for 10K
I don't get anywhere with that link; but, those are not really offers, but ads. You ought to be able to negotiate a better price on your own, and you can control how much you do (or don't) put down.
How would this work on a demo car with 7500 miles on it. What would be the MF and residual on it?
Jaguar XE 35t Prestige AWD 36m, 7,500M a year
Car was 52k new Selling for $47,900
He took 1k off (rolls eyes) 46900
-2100 reb
44,800.0
Quoted me a MF of .0015 (rolls eyes), told him to get back to me with a real number.
in NJ
60% and .00001 for 36/7.5
However, the residual is adjusted .30/mi for all miles up to 6000, so that would knock $1800 off the calculated residual.
Not sure how miles 6000 to 7500 are treated.
MF is, ahem, outrageous.
So he got back to me with the following: 0 down, aside from FMP. He said the lease would be through chase not jaguar, not sure if this is because its considered preowned. 7,151m on the car.
Here's the breakdown:
MSRP: $52,483 Selling Price: $46,900 plus $2,100 rebate Term: 36 Months Rate:0.00099 Residual: 60% Miles: 7,500 Out of Pocket: First Month's Payment Monthly Payment: $599.96
If you do it with Taxes and Fees out of pocket (4246.75), you're looking at $491.67 a month.
How would this work on a demo car with 7500 miles on it. What would be the MF and residual on it?
Jaguar XE 35t Prestige AWD 36m, 7,500M a year
Car was 52k new Selling for $47,900
He took 1k off (rolls eyes) 46900
-2100 reb
44,800.0
Quoted me a MF of .0015 (rolls eyes), told him to get back to me with a real number.
in NJ
60% and .00001 for 36/7.5
However, the residual is adjusted .30/mi for all miles up to 6000, so that would knock $1800 off the calculated residual.
Not sure how miles 6000 to 7500 are treated.
MF is, ahem, outrageous.
So he got back to me with the following: 0 down, aside from FMP. He said the lease would be through chase not jaguar, not sure if this is because its considered preowned. 7,151m on the car.
Here's the breakdown:
MSRP: $52,483 Selling Price: $46,900 plus $2,100 rebate Term: 36 Months Rate:0.00099 Residual: 60% Miles: 7,500 Out of Pocket: First Month's Payment Monthly Payment: $599.96
If you do it with Taxes and Fees out of pocket (4246.75), you're looking at $491.67 a month.
Do those numbers make sense?
I was under the impression that Jaguar Finance is a subsidiary of Chase.
If this is a used car (that is, has already been titled), then it would not qualify for new car lease terms.
I'm not aware of a Jaguar CPO lease program, but both BMW and Lexus have one.
We don't have any of those numbers, if such a program does exist.
Using your numbers, as is, gives me a payment of $445/mo plus tax.
Ask the dealer what adjusted cap cost they are using to get to the $600/mo payment.
How would this work on a demo car with 7500 miles on it. What would be the MF and residual on it?
Jaguar XE 35t Prestige AWD 36m, 7,500M a year
Car was 52k new Selling for $47,900
He took 1k off (rolls eyes) 46900
-2100 reb
44,800.0
Quoted me a MF of .0015 (rolls eyes), told him to get back to me with a real number.
in NJ
60% and .00001 for 36/7.5
However, the residual is adjusted .30/mi for all miles up to 6000, so that would knock $1800 off the calculated residual.
Not sure how miles 6000 to 7500 are treated.
MF is, ahem, outrageous.
So he got back to me with the following: 0 down, aside from FMP. He said the lease would be through chase not jaguar, not sure if this is because its considered preowned. 7,151m on the car.
Here's the breakdown:
MSRP: $52,483 Selling Price: $46,900 plus $2,100 rebate Term: 36 Months Rate:0.00099 Residual: 60% Miles: 7,500 Out of Pocket: First Month's Payment Monthly Payment: $599.96
If you do it with Taxes and Fees out of pocket (4246.75), you're looking at $491.67 a month.
Do those numbers make sense?
I was under the impression that Jaguar Finance is a subsidiary of Chase.
If this is a used car (that is, has already been titled), then it would not qualify for new car lease terms.
I'm not aware of a Jaguar CPO lease program, but both BMW and Lexus have one.
We don't have any of those numbers, if such a program does exist.
Using your numbers, as is, gives me a payment of $445/mo plus tax.
Ask the dealer what adjusted cap cost they are using to get to the $600/mo payment.
How is the tax calculated on a lease in NJ, I read somewhere it was calculated differently
This is what i got, i assume that is with all taxes included, the only thing I dont have is what the MV and any other fees are.
How would this work on a demo car with 7500 miles on it. What would be the MF and residual on it?
Jaguar XE 35t Prestige AWD 36m, 7,500M a year
Car was 52k new Selling for $47,900
He took 1k off (rolls eyes) 46900
-2100 reb
44,800.0
Quoted me a MF of .0015 (rolls eyes), told him to get back to me with a real number.
in NJ
60% and .00001 for 36/7.5
However, the residual is adjusted .30/mi for all miles up to 6000, so that would knock $1800 off the calculated residual.
Not sure how miles 6000 to 7500 are treated.
MF is, ahem, outrageous.
So he got back to me with the following: 0 down, aside from FMP. He said the lease would be through chase not jaguar, not sure if this is because its considered preowned. 7,151m on the car.
Here's the breakdown:
MSRP: $52,483 Selling Price: $46,900 plus $2,100 rebate Term: 36 Months Rate:0.00099 Residual: 60% Miles: 7,500 Out of Pocket: First Month's Payment Monthly Payment: $599.96
If you do it with Taxes and Fees out of pocket (4246.75), you're looking at $491.67 a month.
Do those numbers make sense?
I was under the impression that Jaguar Finance is a subsidiary of Chase.
If this is a used car (that is, has already been titled), then it would not qualify for new car lease terms.
I'm not aware of a Jaguar CPO lease program, but both BMW and Lexus have one.
We don't have any of those numbers, if such a program does exist.
Using your numbers, as is, gives me a payment of $445/mo plus tax.
Ask the dealer what adjusted cap cost they are using to get to the $600/mo payment.
How is the tax calculated on a lease in NJ, I read somewhere it was calculated differently
This is what i got, i assume that is with all taxes included, the only thing I dont have is what the MV and any other fees are.
NJ assesses sales tax on a lease against the sum of the payments, and collects the money up front.
You can choose to pay the tax when you sign the paperwork, or you can add it to the cap cost and spread it out across the monthly payments.
In your case, the total sales tax is around $1100; if I add that to the $44,800, I get about $470/mo.
Still have to account for the acquisition fee, dealer fee and DMV costs.
How would this work on a demo car with 7500 miles on it. What would be the MF and residual on it?
Jaguar XE 35t Prestige AWD 36m, 7,500M a year
Car was 52k new Selling for $47,900
He took 1k off (rolls eyes) 46900
-2100 reb
44,800.0
Quoted me a MF of .0015 (rolls eyes), told him to get back to me with a real number.
in NJ
60% and .00001 for 36/7.5
However, the residual is adjusted .30/mi for all miles up to 6000, so that would knock $1800 off the calculated residual.
Not sure how miles 6000 to 7500 are treated.
MF is, ahem, outrageous.
So he got back to me with the following: 0 down, aside from FMP. He said the lease would be through chase not jaguar, not sure if this is because its considered preowned. 7,151m on the car.
Here's the breakdown:
MSRP: $52,483 Selling Price: $46,900 plus $2,100 rebate Term: 36 Months Rate:0.00099 Residual: 60% Miles: 7,500 Out of Pocket: First Month's Payment Monthly Payment: $599.96
If you do it with Taxes and Fees out of pocket (4246.75), you're looking at $491.67 a month.
Do those numbers make sense?
I was under the impression that Jaguar Finance is a subsidiary of Chase.
If this is a used car (that is, has already been titled), then it would not qualify for new car lease terms.
I'm not aware of a Jaguar CPO lease program, but both BMW and Lexus have one.
We don't have any of those numbers, if such a program does exist.
Using your numbers, as is, gives me a payment of $445/mo plus tax.
Ask the dealer what adjusted cap cost they are using to get to the $600/mo payment.
How is the tax calculated on a lease in NJ, I read somewhere it was calculated differently
This is what i got, i assume that is with all taxes included, the only thing I dont have is what the MV and any other fees are.
NJ assesses sales tax on a lease against the sum of the payments, and collects the money up front.
You can choose to pay the tax when you sign the paperwork, or you can add it to the cap cost and spread it out across the monthly payments.
In your case, the total sales tax is around $1100; if I add that to the $44,800, I get about $470/mo.
Still have to account for the acquisition fee, dealer fee and DMV costs.
He is saying Taxes and Fees out of pocket (4246.75), so.... 1100 Tax, 795 acquisition fee, 4yr registration ~400, tags/title ~ 250 = $2553
Where is he getting 4246, what am i missing here Waiting for his response back breaking the numbers down further.
List of all fees incl. MV fees: $499 Doc. fee $795 Acquisition fee $603.80 motor vehicle fees First month Payment Capitalized Cost: $ Your cap cost reduction is $202.20
Lease Price: $ 599.96 Residual Value: after 36 months- $29,344.50 Depreciation Fee: ?? Lease Fee: $ -That's called an Acquisition fee, see above. Monthly Payment: without tax.... your taxes are 1482.23 and your monthly payment is 599.96. Usage Tax: $ If you mean what the taxes are, it's $1482.23 (6.875% in NJ). Total Monthly Payment: $ All taxes and fees included out the door- You told me to run numbers with 0 out of pocket. I ran you numbers with first month's payment out of pocket (599.96). the taxes and fees have been rolled into your payment, like you asked. Your monthly payment is $599.96.
List of all fees incl. MV fees: $499 Doc. fee $795 Acquisition fee $603.80 motor vehicle fees First month Payment Capitalized Cost: $ Your cap cost reduction is $202.20
Lease Price: $ 599.96 Residual Value: after 36 months- $29,344.50 Depreciation Fee: ?? Lease Fee: $ -That's called an Acquisition fee, see above. Monthly Payment: without tax.... your taxes are 1482.23 and your monthly payment is 599.96. Usage Tax: $ If you mean what the taxes are, it's $1482.23 (6.875% in NJ). Total Monthly Payment: $ All taxes and fees included out the door- You told me to run numbers with 0 out of pocket. I ran you numbers with first month's payment out of pocket (599.96). the taxes and fees have been rolled into your payment, like you asked. Your monthly payment is $599.96.
OK, if I use $47,978 as the cap cost (44,800 + taxes & fees - $202 cap reduction), the payment is $587/mo - closer to the $599 quote.
You may be better off leasing new ... would have to run the numbers to be sure.
Comments
AWD or RWD?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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3.5T Prestige, RWD, 24/36/39
3.5T Prestige, AWD, 24/36/39
Thank you and have a good weekend!
61% and .00158
54% and .00010
52% and .00020
AWD
66% and .00146
58% and .00001
56% and .00011
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
May I have March numbers for 3.5t r sport rwd 36 and 39 month 12k per year
Thanks in advance
39/7.5 - 60% and .00025
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
39/12 - 52% and .00020
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I received this quote which supposedly includes base money factor of .00011 but I get much lower payments when I plug his numbers into my lease calculator. Please advise
Using your numbers, along with the .00011 MF and 55% residual, I get $579/mo, assuming 7% tax. That assumes you pay just the first payment out of pocket.
Politely tell the dealer you won't sign a deal with an inflated MF.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hello, can I get the MF and Residuals in the SF Bay Area. for AWD and RWD 35t Premium and Prestige ? For 36/12K ? I am looking for the one with the best MF. I am likely transitioning from a Lexus IS so would also be great to know if I can avail of the $1000 competitive offer.
RWD Prest: .00010 MF and 54% residual
AWD Prem: .00016 MF and 61% residual
AWD Prest: .00001 MF and 58% residual
No info on the incentives
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http://www.jaguarusa.com/current-offers/xe-offers.html#disclaimer_header
it appears that the difference between a lease on the XE 25t and the XE35t is only the $1100 initial payment for 36/10K. Does that make sense ?
I don't get anywhere with that link; but, those are not really offers, but ads. You ought to be able to negotiate a better price on your own, and you can control how much you do (or don't) put down.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
39/15 - 53% and .00026
Add 2% for 12K
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
10k miles for 36 and 39 months in Florida. Thank you for your help.
39/10 - 56% and .00026
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Jaguar XE 35t Prestige AWD 36m, 7,500M a year
Car was 52k new
Selling for $47,900
He took 1k off (rolls eyes)
46900
-2100 reb
44,800.0
Quoted me a MF of .0015 (rolls eyes), told him to get back to me with a real number.
in NJ
However, the residual is adjusted .30/mi for all miles up to 6000, so that would knock $1800 off the calculated residual.
Not sure how miles 6000 to 7500 are treated.
MF is, ahem, outrageous.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Here's the breakdown:
MSRP: $52,483
Selling Price: $46,900 plus $2,100 rebate
Term: 36 Months
Rate:0.00099
Residual: 60%
Miles: 7,500
Out of Pocket: First Month's Payment
Monthly Payment: $599.96
If you do it with Taxes and Fees out of pocket (4246.75), you're looking at $491.67 a month.
Do those numbers make sense?
If this is a used car (that is, has already been titled), then it would not qualify for new car lease terms.
I'm not aware of a Jaguar CPO lease program, but both BMW and Lexus have one.
We don't have any of those numbers, if such a program does exist.
Using your numbers, as is, gives me a payment of $445/mo plus tax.
Ask the dealer what adjusted cap cost they are using to get to the $600/mo payment.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
This is what i got, i assume that is with all taxes included, the only thing I dont have is what the MV and any other fees are.
You can choose to pay the tax when you sign the paperwork, or you can add it to the cap cost and spread it out across the monthly payments.
In your case, the total sales tax is around $1100; if I add that to the $44,800, I get about $470/mo.
Still have to account for the acquisition fee, dealer fee and DMV costs.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
1100 Tax, 795 acquisition fee, 4yr registration ~400, tags/title ~ 250 = $2553
Where is he getting 4246, what am i missing here
Now i remember why I hate buying cars.
XE 35t Preimum, AWD, 7.5k miles 36M
36/7.5 - 63% and .00016
So the interest rate equates to .00016 X 2400 = .0384% ?
And he is charging me 2.16%, im better off getting new.
List of all fees incl. MV fees:
$499 Doc. fee
$795 Acquisition fee
$603.80 motor vehicle fees
First month Payment
Capitalized Cost: $ Your cap cost reduction is $202.20
Lease Price: $ 599.96
Residual Value: after 36 months- $29,344.50
Depreciation Fee: ??
Lease Fee: $ -That's called an Acquisition fee, see above.
Monthly Payment: without tax.... your taxes are 1482.23 and your monthly payment is 599.96.
Usage Tax: $ If you mean what the taxes are, it's $1482.23 (6.875% in NJ).
Total Monthly Payment: $ All taxes and fees included out the door- You told me to run numbers with 0 out of pocket. I ran you numbers with first month's payment out of pocket (599.96). the taxes and fees have been rolled into your payment, like you asked. Your monthly payment is $599.96.
You may be better off leasing new ... would have to run the numbers to be sure.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
=====
Initial talking he just sends me an OTD price, any way to figure out the MF he is charging?
2017 Jaguar XE 35t Premium AWD
Italian Racing Red/Jet Black
7,500/miles 36 months 2,500 out of pocket NJ Registration
557.90 out the door....
No way to calculate any of the numbers used to get that payment without knowing the MSRP and selling price.
And, get a full accounting of the $2500.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP: 48,018
Sales Tax: 1617.92
Acquisition Fee: 795
Residual: 30,251.34
MF: .00037
Doc: 138.00
Registration: 371
Lien: 25.00
Tire Tax: 5.00
Online Registration: 25.00
the sales tax seems high to me. Im in NJ.
NJ taxes the sum of the payments, and collects the money up front.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP: 48,018
Sale Price: 43,900
Residual: 30,251
.00016
Doc Fees: 302.90
Due at signing: 2,500
7,500 miles/year
400.19 out the door.
Does that seem like a good deal?
What lease term?
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Dealer can't touch the residual, however.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
With your prices, $498/mo plus tax.
What does the $2500 at signing cover?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige